CFPB Consumer Complaint Profile

Persolve, LLC - Legal - Series 2

What 375 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

375
Total complaints
8
Last 12 months
86.9%
Timely response
32
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Persolve, LLC - Legal - Series 2 has accumulated 375 complaints, placing it #601 by volume. 86.9% of its complaints get an on-time reply, falling short of the 93% median for the 100+ complaint peer group.

#601
of 3,848 companies by volume
86.9%
answered on time
Debt collection
most-complained product
32
states with complaints
Persolve, LLC - Legal - Series 2 timely response rate 86.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 91
Debt collection - Auto debt 85
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 68
Debt collection - Credit card debt 43
Debt collection - Other debt 26
Credit reporting or other personal consumer reports - Credit reporting 15
Debt collection - Credit card 14
Debt collection - Medical debt 9
Debt collection - Other (i.e. phone, health club, etc.) 6
Vehicle loan or lease - Loan 3

Top Issues

1.Attempts to collect debt not owed 104
2.Written notification about debt 61
3.Incorrect information on your report 48
4.False statements or representation 45
5.Took or threatened to take negative or legal action 34
6.Problem with a credit reporting company's investigation into an existing problem 27
7.Improper use of your report 12
8.Communication tactics 10
9.Cont'd attempts collect debt not owed 10
10.Taking/threatening an illegal action 9

Complaints by Year

Year Complaints
2013 3
2014 8
2015 5
2016 8
2017 20
2018 11
2019 12
2020 35
2021 103
2022 68
2023 61
2024 28
2025 12
2026 1

Complaints by State (Top 15)

California 90
Texas 70
Florida 54
Georgia 38
Maryland 20
Illinois 17
Arizona 14
Alabama 12
Missouri 9
Ohio 7
Indiana 4
Kansas 4
Pennsylvania 4
Mississippi 3
Louisiana 3

Company Responses

Closed with explanation 369
Closed with non-monetary relief 3
Closed with monetary relief 2
Untimely response 1

What the CFPB Complaint Record Shows for Persolve, LLC - Legal - Series 2

375 complaints against Persolve, LLC - Legal - Series 2 appear in the CFPB record, including 8 from the trailing year. The 32 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Persolve, LLC - Legal - Series 2's timely response rate stands at 86.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. In 35.7% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. Of complaints that were resolved, 1.3% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Persolve, LLC - Legal - Series 2 have?

375 complaints have been filed against Persolve, LLC - Legal - Series 2 with the CFPB overall - 8 of them in the past year.

Does Persolve, LLC - Legal - Series 2 respond to complaints on time?

Persolve, LLC - Legal - Series 2's CFPB timely-response rate is 86.9%.

What product generates the most complaints for Persolve, LLC - Legal - Series 2?

"Debt collection" draws more CFPB complaints against Persolve, LLC - Legal - Series 2 than any other product - see the full breakdown above.

What is the most common complaint issue with Persolve, LLC - Legal - Series 2?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Persolve, LLC - Legal - Series 2 - see all issues and counts above.

How do I file a complaint against Persolve, LLC - Legal - Series 2?

You can file a complaint against Persolve, LLC - Legal - Series 2 directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Persolve, LLC - Legal - Series 2?

Consumers in 32 states and territories have filed complaints about Persolve, LLC - Legal - Series 2 with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026