CFPB Consumer Complaint Profile

Persolve, LLC - Legal - Series 2

What 375 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

375
Total complaints
Above average
8
Last 12 months
86.9%
Timely response
Bottom quartile
32
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Persolve, LLC - Legal - Series 2 has accumulated 375 complaints, placing it #600 by volume. On-time replies land at 86.9%, the 14th percentile for the 100+ complaint peer group.

#600
of 3,843 companies by volume
86.9%
on time (14th pctile)
Debt collection
most-complained product
32
states with complaints
F
PlainCredit Trust Score
32/100
Persolve, LLC - Legal - Series 2 · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 86.9%
Share of complaints answered within the CFPB response window
Dispute Rate F 35.7%
Share of responses the consumer disputed (lower is better)
Relief Rate D 1.3%
Share of complaints closed with monetary or non-monetary relief

Persolve, LLC - Legal - Series 2 vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

86.9% Among the lowest higher than 14% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 28 in 2024 to 12 in 2025 (2024 → 2025).

See the full year-over-year release diff

Persolve, LLC - Legal - Series 2 timely response rate 86.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 91
Debt collection - Auto debt 85
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 68
Debt collection - Credit card debt 43
Debt collection - Other debt 26
Credit reporting or other personal consumer reports - Credit reporting 15
Debt collection - Credit card 14
Debt collection - Medical debt 9
Debt collection - Other (i.e. phone, health club, etc.) 6
Vehicle loan or lease - Loan 3

Top Issues

1.Attempts to collect debt not owed 104
2.Written notification about debt 61
3.Incorrect information on your report 48
4.False statements or representation 45
5.Took or threatened to take negative or legal action 34
6.Problem with a credit reporting company's investigation into an existing problem 27
7.Improper use of your report 12
8.Communication tactics 10
9.Cont'd attempts collect debt not owed 10
10.Taking/threatening an illegal action 9

Complaints by Year

Year Complaints
2013 3
2014 8
2015 5
2016 8
2017 20
2018 11
2019 12
2020 35
2021 103
2022 68
2023 61
2024 28
2025 12
2026year in progress 1

Complaints by State (Top 15)

California 90
Texas 70
Florida 54
Georgia 38
Maryland 20
Illinois 17
Arizona 14
Alabama 12
Missouri 9
Ohio 7
Indiana 4
Kansas 4
Pennsylvania 4
Mississippi 3
Louisiana 3

Company Responses

Closed with explanation 369
Closed with non-monetary relief 3
Closed with monetary relief 2
Untimely response 1

What the CFPB Complaint Record Shows for Persolve, LLC - Legal - Series 2

375 complaints against Persolve, LLC - Legal - Series 2 appear in the CFPB record, including 8 from the trailing year. The 32 states and territories represented put this footprint in multi-regional territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Persolve, LLC - Legal - Series 2's timely response rate stands at 86.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved cases drew a formal consumer-dispute rate of 35.7% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 1.3% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Persolve, LLC - Legal - Series 2 have?

375 complaints have been filed against Persolve, LLC - Legal - Series 2 with the CFPB overall - 8 of them in the past year.

Does Persolve, LLC - Legal - Series 2 respond to complaints on time?

Persolve, LLC - Legal - Series 2's CFPB timely-response rate is 86.9%.

What product generates the most complaints for Persolve, LLC - Legal - Series 2?

"Debt collection" draws more CFPB complaints against Persolve, LLC - Legal - Series 2 than any other product - see the full breakdown above.

What is the most common complaint issue with Persolve, LLC - Legal - Series 2?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Persolve, LLC - Legal - Series 2 - see all issues and counts above.

How do I file a complaint against Persolve, LLC - Legal - Series 2?

You can file a complaint against Persolve, LLC - Legal - Series 2 directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Persolve, LLC - Legal - Series 2?

Consumers in 32 states and territories have filed complaints about Persolve, LLC - Legal - Series 2 with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Persolve, LLC - Legal - Series 2: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (35.7% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026