CFPB Consumer Complaint Profile

Prancer Capital Corp

62 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

62
Total complaints
Mid-range
23
Last 12 months
98.4%
Timely response
Above median
10
States affected

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The verdict

62 CFPB complaints put Prancer Capital Corp at #1650 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 98.4%, the 52nd percentile among companies with 100+ complaints.

#1650
of 3,843 companies by volume
98.4%
on time (52nd pctile)
Credit reporting, cr…
most-complained product
10
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
61/100
Prancer Capital Corp · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.4%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate C- 1.6%
Share of complaints closed with monetary or non-monetary relief

Prancer Capital Corp vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.4% Higher than most higher than 52% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 5 in 2024 to 17 in 2025 (2024 → 2025).

See the full year-over-year release diff

Prancer Capital Corp timely response rate 98.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 18
Vehicle loan or lease - Loan 18
Credit reporting or other personal consumer reports - Credit reporting 18
Debt collection - Auto debt 3
Debt collection - I do not know 3
Checking or savings account - Other banking product or service 1
Credit card - General-purpose credit card or charge card 1

Top Issues

1.Improper use of your report 23
2.Incorrect information on your report 12
3.Managing the loan or lease 6
4.Repossession 3
5.Took or threatened to take negative or legal action 3
6.Struggling to pay your loan 2
7.Written notification about debt 2
8.Problem with a company's investigation into an existing problem 2
9.Problem with a credit reporting company's investigation into an existing problem 2
10.Unable to get your credit report or credit score 2

Complaints by Year

Year Complaints
2018 2
2019 9
2020 4
2021 3
2022 5
2023 9
2024 5
2025 17
2026year in progress 8

Complaints by State (Top 15)

Pennsylvania 16
Florida 10
Maryland 9
Ohio 6
New Jersey 6
North Carolina 4
Indiana 3
Virginia 3
Georgia 2
West Virginia 2

Company Responses

Closed with explanation 61
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Prancer Capital Corp

62 complaints against Prancer Capital Corp appear in the CFPB record, including 23 from the trailing year. The 10 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Credit reporting, credit repair services, or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Improper use of your report" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Prancer Capital Corp posts a 98.4% reply rate on forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 1.6% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Prancer Capital Corp have?

The CFPB has logged 62 complaints against Prancer Capital Corp to date, of which 23 came in over the last 12 months.

Does Prancer Capital Corp respond to complaints on time?

Prancer Capital Corp's CFPB timely-response rate is 98.4%. That is a strong response record by CFPB standards.

What product generates the most complaints for Prancer Capital Corp?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Prancer Capital Corp than any other product - see the full breakdown above.

What is the most common complaint issue with Prancer Capital Corp?

Consumers most often cite "Improper use of your report" when complaining about Prancer Capital Corp; the full issue list with counts is above.

How do I file a complaint against Prancer Capital Corp?

You can file a complaint against Prancer Capital Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Prancer Capital Corp?

Prancer Capital Corp has drawn CFPB complaints from 10 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Also handles Credit reporting, credit repair services, or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Prancer Capital Corp have?

The CFPB has logged 62 complaints against Prancer Capital Corp to date, of which 23 came in over the last 12 months.

Does Prancer Capital Corp respond to complaints on time?

Prancer Capital Corp's CFPB timely-response rate is 98.4%. That is a strong response record by CFPB standards.

What product generates the most complaints for Prancer Capital Corp?

"Credit reporting, credit repair services, or other personal consumer reports" draws more CFPB complaints against Prancer Capital Corp than any other product - see the full breakdown above.

What is the most common complaint issue with Prancer Capital Corp?

Consumers most often cite "Improper use of your report" when complaining about Prancer Capital Corp; the full issue list with counts is above.

How do I file a complaint against Prancer Capital Corp?

You can file a complaint against Prancer Capital Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Prancer Capital Corp?

Prancer Capital Corp has drawn CFPB complaints from 10 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Prancer Capital Corp's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.