CFPB Consumer Complaint Profile

Professional Adjustment Corp. of S.W. FL., Inc.

Behind the 155 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

155
Total complaints
Mid-range
0
Last 12 months
98.1%
Timely response
Below median
9
States affected

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The verdict

155 CFPB complaints put Professional Adjustment Corp. of S.W. FL., Inc. at #1082 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 98.1%, the 48th percentile among companies with 100+ complaints.

#1082
of 3,843 companies by volume
98.1%
on time (48th pctile)
Debt collection
most-complained product
9
states with complaints
F
PlainCredit Trust Score
37/100
Professional Adjustment Corp. of S.W. FL., Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.1%
Share of complaints answered within the CFPB response window
Dispute Rate F 25.5%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Professional Adjustment Corp. of S.W. FL., Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.1% Around the middle higher than 48% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2021 to 2022 complete years

  • Annual CFPB complaint volume moved from 20 in 2021 to 1 in 2022 (2021 → 2022).

See the full year-over-year release diff

Professional Adjustment Corp. of S.W. FL., Inc. timely response rate 98.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 57
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 29
Debt collection - Medical 29
Debt collection - I do not know 26
Debt collection - Other debt 6
Credit reporting 4
Debt collection - Other (i.e. phone, health club, etc.) 4

Top Issues

1.Attempts to collect debt not owed 34
2.Written notification about debt 30
3.Cont'd attempts collect debt not owed 24
4.Incorrect information on your report 23
5.Disclosure verification of debt 14
6.False statements or representation 8
7.Problem with a credit reporting company's investigation into an existing problem 5
8.Communication tactics 5
9.Incorrect information on credit report 4
10.Improper contact or sharing of info 3

Complaints by Year

Year Complaints
2013 2
2014 11
2015 10
2016 19
2017 29
2018 20
2019 14
2020 29
2021 20
2022 1

Complaints by State (Top 15)

Florida 136
Georgia 6
North Carolina 2
Illinois 2
California 2
South Carolina 2
New York 2
Tennessee 1
Kentucky 1

Company Responses

Closed with explanation 155

What the CFPB Complaint Record Shows for Professional Adjustment Corp. of S.W. FL., Inc.

Professional Adjustment Corp. of S.W. FL., Inc. carries 155 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 9 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Professional Adjustment Corp. of S.W. FL., Inc.'s timely response rate stands at 98.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 25.5% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Professional Adjustment Corp. of S.W. FL., Inc. have?

Professional Adjustment Corp. of S.W. FL., Inc. has 155 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Professional Adjustment Corp. of S.W. FL., Inc. respond to complaints on time?

Professional Adjustment Corp. of S.W. FL., Inc. has a 98.1% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Professional Adjustment Corp. of S.W. FL., Inc.?

Among all products tied to Professional Adjustment Corp. of S.W. FL., Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Professional Adjustment Corp. of S.W. FL., Inc.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Professional Adjustment Corp. of S.W. FL., Inc.; the full issue list with counts is above.

How do I file a complaint against Professional Adjustment Corp. of S.W. FL., Inc.?

You can file a complaint against Professional Adjustment Corp. of S.W. FL., Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Professional Adjustment Corp. of S.W. FL., Inc.?

Consumers in 9 states and territories have filed complaints about Professional Adjustment Corp. of S.W. FL., Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Professional Adjustment Corp. of S.W. FL., Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (25.5% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026