CFPB Consumer Complaint Profile

Professional Credit Management, Inc

Consumers have filed 378 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

378
Total complaints
56
Last 12 months
99.5%
Timely response
22
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Professional Credit Management, Inc sits at #595, with 378 complaints logged. Its on-time response rate is 99.5%, ahead of the 93% median among companies with 100+ complaints.

#595
of 3,848 companies by volume
99.5%
answered on time
Debt collection
most-complained product
22
states with complaints
Professional Credit Management, Inc timely response rate 99.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 169
Debt collection - I do not know 64
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 52
Credit reporting or other personal consumer reports - Credit reporting 26
Debt collection - Medical 26
Debt collection - Credit card debt 13
Debt collection - Other debt 12
Debt collection - Other (i.e. phone, health club, etc.) 6
Credit reporting 3
Debt collection - Telecommunications debt 3

Top Issues

1.Attempts to collect debt not owed 128
2.Written notification about debt 75
3.Incorrect information on your report 37
4.False statements or representation 29
5.Took or threatened to take negative or legal action 19
6.Problem with a credit reporting company's investigation into an existing problem 16
7.Disclosure verification of debt 16
8.Improper use of your report 12
9.Problem with a company's investigation into an existing problem 11
10.Cont'd attempts collect debt not owed 11

Complaints by Year

Year Complaints
2014 12
2015 13
2016 3
2017 29
2018 14
2019 18
2020 41
2021 73
2022 38
2023 35
2024 33
2025 56
2026 13

Complaints by State (Top 15)

Arkansas 187
Tennessee 82
Mississippi 28
Louisiana 26
Texas 16
Missouri 11
Florida 6
California 3
Alabama 2
Michigan 2
Illinois 2
Kansas 2
South Carolina 2
Alaska 1
New Jersey 1

Company Responses

Closed with explanation 251
Closed with non-monetary relief 124
Closed with monetary relief 3

What the CFPB Complaint Record Shows for Professional Credit Management, Inc

378 complaints against Professional Credit Management, Inc appear in the CFPB record, including 56 from the trailing year. The 22 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

99.5% of CFPB-forwarded complaints against Professional Credit Management, Inc get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response in 19.5% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 33.6% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Professional Credit Management, Inc have?

Professional Credit Management, Inc has 378 total consumer complaints filed with the CFPB, with 56 filed in the last 12 months.

Does Professional Credit Management, Inc respond to complaints on time?

99.5% of the CFPB complaints against Professional Credit Management, Inc get a response within the expected window. This is considered excellent.

What product generates the most complaints for Professional Credit Management, Inc?

The most complained-about product for Professional Credit Management, Inc is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Professional Credit Management, Inc?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Professional Credit Management, Inc - see all issues and counts above.

How do I file a complaint against Professional Credit Management, Inc?

You can file a complaint against Professional Credit Management, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Professional Credit Management, Inc?

Consumers in 22 states and territories have filed complaints about Professional Credit Management, Inc with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026