CFPB Consumer Complaint Profile

Lendmark Financial Services

1,923 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

1,923
Total complaints
Among the highest
568
Last 12 months
98.4%
Timely response
Above median
37
States affected

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The verdict

1,923 CFPB complaints put Lendmark Financial Services at #214 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 98.4%, the 52nd percentile among companies with 100+ complaints.

#214
of 3,843 companies by volume
98.4%
on time (52nd pctile)
Credit reporting or …
most-complained product
37
states with complaints
D
PlainCredit Trust Score
48/100
Lendmark Financial Services · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.4%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.5%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.1%
Share of complaints closed with monetary or non-monetary relief

Lendmark Financial Services vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.4% Higher than most higher than 52% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 302 in 2024 to 559 in 2025 (2024 → 2025).

See the full year-over-year release diff

Lendmark Financial Services timely response rate 98.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Credit reporting or other personal consumer reports - Credit reporting 435
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 263
Debt collection - I do not know 226
Vehicle loan or lease - Loan 187
Payday loan, title loan, or personal loan - Installment loan 120
Payday loan, title loan, personal loan, or advance loan - Installment loan 118
Debt collection - Other debt 93
Debt collection - Auto debt 75
Consumer Loan - Installment loan 51
Payday loan, title loan, personal loan, or advance loan - Personal line of credit 44

Top Issues

1.Incorrect information on your report 379
2.Improper use of your report 243
3.Attempts to collect debt not owed 133
4.Took or threatened to take negative or legal action 128
5.Managing the loan or lease 113
6.Problem with a company's investigation into an existing problem 99
7.Charged fees or interest you didn't expect 93
8.Struggling to pay your loan 91
9.Communication tactics 85
10.Problem when making payments 71

Complaints by Year

Year Complaints
2013 5
2014 23
2015 27
2016 43
2017 83
2018 84
2019 83
2020 91
2021 121
2022 180
2023 192
2024 302
2025 559
2026year in progress 130

Complaints by State (Top 15)

Georgia 318
North Carolina 230
California 206
Virginia 191
Maryland 163
South Carolina 119
Pennsylvania 111
Texas 95
Ohio 75
Alabama 50
Florida 47
Tennessee 45
Arizona 39
Kentucky 30
Washington 30

Company Responses

Closed with explanation 1,898
In progress 14
Closed 5
Untimely response 4
Closed with monetary relief 2

What the CFPB Complaint Record Shows for Lendmark Financial Services

1,923 complaints against Lendmark Financial Services appear in the CFPB record, including 568 from the trailing year. The 37 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Credit reporting or other personal consumer reports," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Lendmark Financial Services's timely response rate stands at 98.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 19.5% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, 0.1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Lendmark Financial Services have?

The CFPB has logged 1,923 complaints against Lendmark Financial Services to date, of which 568 came in over the last 12 months.

Does Lendmark Financial Services respond to complaints on time?

Lendmark Financial Services has a 98.4% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Lendmark Financial Services?

The most complained-about product for Lendmark Financial Services is "Credit reporting or other personal consumer reports." You can view the full product breakdown on this page.

What is the most common complaint issue with Lendmark Financial Services?

Consumers most often cite "Incorrect information on your report" when complaining about Lendmark Financial Services; the full issue list with counts is above.

How do I file a complaint against Lendmark Financial Services?

You can file a complaint against Lendmark Financial Services directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Lendmark Financial Services?

Consumers in 37 states and territories have filed complaints about Lendmark Financial Services with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Lendmark Financial Services: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (19.5% here).

Also handles Credit reporting or other personal consumer reports

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026