CFPB Consumer Complaint Profile

Regional Acquisition Group, Inc.

What 44 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

44
Total complaints
Mid-range
0
Last 12 months
54.5%
Timely response
Bottom decile
22
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Regional Acquisition Group, Inc. has accumulated 44 complaints, placing it #1948 by volume. It posts a 54.5% on-time response rate, the 3rd percentile among companies with 100+ complaints.

#1948
of 3,843 companies by volume
54.5%
on time (3rd pctile)
Debt collection
most-complained product
22
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
31/100
Regional Acquisition Group, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 54.5%
Share of complaints answered within the CFPB response window
Dispute Rate B 6.9%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Regional Acquisition Group, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

54.5% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Regional Acquisition Group, Inc. timely response rate 54.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 17
Debt collection - Other (i.e. phone, health club, etc.) 8
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 6
Debt collection - Credit card 4
Debt collection - Payday loan debt 2
Consumer Loan - Installment loan 2
Vehicle loan or lease - Loan 2
Credit card 1
Credit reporting or other personal consumer reports - Credit reporting 1
Debt collection - Medical 1

Top Issues

1.Communication tactics 8
2.Improper use of your report 7
3.Took or threatened to take negative or legal action 5
4.Taking/threatening an illegal action 5
5.Cont'd attempts collect debt not owed 5
6.Disclosure verification of debt 4
7.Improper contact or sharing of info 3
8.Problems when you are unable to pay 1
9.Managing the loan or lease 1
10.Incorrect information on your report 1

Complaints by Year

Year Complaints
2014 11
2015 18
2017 3
2019 6
2020 1
2022 1
2025 4

Complaints by State (Top 15)

Texas 6
Florida 4
Wisconsin 4
California 4
Kansas 3
Illinois 2
Nevada 2
Washington 2
Ohio 1
North Carolina 1
Missouri 1
Virginia 1
Utah 1
Alabama 1
Oklahoma 1

Company Responses

Closed with explanation 28
Untimely response 16

What the CFPB Complaint Record Shows for Regional Acquisition Group, Inc.

44 complaints against Regional Acquisition Group, Inc. appear in the CFPB record, including 0 from the trailing year. The 22 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Communication tactics," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Regional Acquisition Group, Inc. draw a 54.5% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response at a 6.9% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Regional Acquisition Group, Inc. have?

The CFPB has logged 44 complaints against Regional Acquisition Group, Inc. to date, of which 0 came in over the last 12 months.

Does Regional Acquisition Group, Inc. respond to complaints on time?

Regional Acquisition Group, Inc.'s CFPB timely-response rate is 54.5%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Regional Acquisition Group, Inc.?

"Debt collection" draws more CFPB complaints against Regional Acquisition Group, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Regional Acquisition Group, Inc.?

"Communication tactics" is the single most frequently cited issue in complaints against Regional Acquisition Group, Inc. - see all issues and counts above.

How do I file a complaint against Regional Acquisition Group, Inc.?

You can file a complaint against Regional Acquisition Group, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Regional Acquisition Group, Inc.?

The CFPB has recorded complaints against Regional Acquisition Group, Inc. from 22 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Regional Acquisition Group, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (6.9% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Regional Acquisition Group, Inc. have?

The CFPB has logged 44 complaints against Regional Acquisition Group, Inc. to date, of which 0 came in over the last 12 months.

Does Regional Acquisition Group, Inc. respond to complaints on time?

Regional Acquisition Group, Inc.'s CFPB timely-response rate is 54.5%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Regional Acquisition Group, Inc.?

"Debt collection" draws more CFPB complaints against Regional Acquisition Group, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Regional Acquisition Group, Inc.?

"Communication tactics" is the single most frequently cited issue in complaints against Regional Acquisition Group, Inc. - see all issues and counts above.

How do I file a complaint against Regional Acquisition Group, Inc.?

You can file a complaint against Regional Acquisition Group, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Regional Acquisition Group, Inc.?

The CFPB has recorded complaints against Regional Acquisition Group, Inc. from 22 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Regional Acquisition Group, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.