CFPB Consumer Complaint Profile

Renasant Corporation

What 203 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

203
Total complaints
47
Last 12 months
100%
Timely response
18
States affected

The verdict

Renasant Corporation ranks #920 of 3,848 financial companies by CFPB complaint volume, with 203 complaints on record. It answers 100% of complaints on time — above the 93% median for companies with 100+ complaints.

#920
of 3,848 companies by volume
100%
answered on time
Checking or savings …
most-complained product
18
states with complaints
Renasant Corporation timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Checking or savings account — Checking account 103
Mortgage — Conventional home mortgage 20
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 15
Credit reporting or other personal consumer reports — Credit reporting 14
Checking or savings account — Other banking product or service 10
Mortgage — FHA mortgage 8
Debt collection — Auto debt 6
Mortgage — Other type of mortgage 5
Payday loan, title loan, or personal loan — Personal line of credit 2
Vehicle loan or lease — Loan 2

Top Issues

1.Managing an account 76
2.Incorrect information on your report 20
3.Problem caused by your funds being low 15
4.Problem with a lender or other company charging your account 14
5.Trouble during payment process 13
6.Closing on a mortgage 11
7.Improper use of your report 9
8.Attempts to collect debt not owed 8
9.Closing an account 8
10.Opening an account 4

Complaints by Year

Year Complaints
2019 20
2020 28
2021 23
2022 18
2023 30
2024 24
2025 48
2026 12

Complaints by State (Top 15)

Georgia 78
Mississippi 60
Alabama 20
Tennessee 13
Florida 5
Texas 5
South Carolina 3
Missouri 3
North Carolina 3
California 2
Michigan 1
Virginia 1
Maryland 1
New Jersey 1
Nevada 1

Company Responses

Closed with explanation 154
Closed with monetary relief 35
Closed with non-monetary relief 14

What the CFPB Complaint Record Shows for Renasant Corporation

The CFPB Consumer Complaint Database has logged 203 complaints against Renasant Corporation overall, with 47 of those filed in the trailing 12 months. Reports have come from consumers in 18 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Renasant Corporation's timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 24.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Renasant Corporation have?

Renasant Corporation has 203 total consumer complaints filed with the CFPB, with 47 filed in the last 12 months.

Does Renasant Corporation respond to complaints on time?

Renasant Corporation has a 100% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Renasant Corporation?

The most complained-about product for Renasant Corporation is "Checking or savings account." You can view the full product breakdown on this page.

What is the most common complaint issue with Renasant Corporation?

The most common issue reported by consumers about Renasant Corporation is "Managing an account." All complaint issues are listed above with their counts.

How do I file a complaint against Renasant Corporation?

You can file a complaint against Renasant Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Renasant Corporation?

Consumers in 18 states and territories have filed complaints about Renasant Corporation with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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