CFPB Consumer Complaint Profile

Renton Collections Inc.

What 182 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

182
Total complaints
8
Last 12 months
64.3%
Timely response
12
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Renton Collections Inc. has accumulated 182 complaints, placing it #995 by volume. Its on-time response rate is 64.3%, trailing the 93% median among companies with 100+ complaints.

#995
of 3,848 companies by volume
64.3%
answered on time
Debt collection
most-complained product
12
states with complaints
Renton Collections Inc. timely response rate 64.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 75
Debt collection - Medical 48
Debt collection - I do not know 22
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 17
Debt collection - Other (i.e. phone, health club, etc.) 10
Debt collection - Other debt 5
Credit reporting or other personal consumer reports - Credit reporting 2
Debt collection - Auto debt 2
Mortgage - Other mortgage 1

Top Issues

1.Attempts to collect debt not owed 40
2.Written notification about debt 36
3.Communication tactics 26
4.Cont'd attempts collect debt not owed 17
5.False statements or representation 17
6.Incorrect information on your report 16
7.Disclosure verification of debt 15
8.Improper contact or sharing of info 4
9.Taking/threatening an illegal action 3
10.Took or threatened to take negative or legal action 3

Complaints by Year

Year Complaints
2014 21
2015 22
2016 18
2017 11
2018 9
2019 11
2020 18
2021 28
2022 11
2023 9
2024 12
2025 11
2026 1

Complaints by State (Top 15)

Washington 157
California 9
Arizona 3
Michigan 2
Texas 2
North Carolina 2
Florida 1
North Dakota 1
Minnesota 1
Georgia 1
Louisiana 1
Alabama 1

Company Responses

Closed with explanation 174
Closed 4
Closed with non-monetary relief 4

What the CFPB Complaint Record Shows for Renton Collections Inc.

The CFPB Consumer Complaint Database has logged 182 complaints against Renton Collections Inc. overall, with 8 of those filed in the trailing 12 months. Reports have come from consumers in 12 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

64.3% of CFPB-forwarded complaints against Renton Collections Inc. get a reply inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Consumers formally disputed the company's response in 21.2% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. 2.2% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Renton Collections Inc. have?

182 complaints have been filed against Renton Collections Inc. with the CFPB overall - 8 of them in the past year.

Does Renton Collections Inc. respond to complaints on time?

64.3% of the CFPB complaints against Renton Collections Inc. get a response within the expected window. That trails the 95% industry benchmark by a wide margin.

What product generates the most complaints for Renton Collections Inc.?

"Debt collection" draws more CFPB complaints against Renton Collections Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Renton Collections Inc.?

The most common issue reported by consumers about Renton Collections Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Renton Collections Inc.?

You can file a complaint against Renton Collections Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Renton Collections Inc.?

The CFPB has recorded complaints against Renton Collections Inc. from 12 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026