CFPB Consumer Complaint Profile

Richland Bureau of Credits Medical Service Bureau Inc.

Consumers have filed 61 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-08-14

61
Total complaints
Mid-range
1
Last 12 months
100%
Timely response
Top decile
7
States affected

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The verdict

Richland Bureau of Credits Medical Service Bureau Inc. ranks #1659 of 3,843 financial companies by CFPB complaint volume, with 61 complaints on record. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.

#1659
of 3,843 companies by volume
100%
on time (86th pctile)
Debt collection
most-complained product
7
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C
PlainCredit Trust Score
57/100
Richland Bureau of Credits Medical Service Bureau Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate C 12.5%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Richland Bureau of Credits Medical Service Bureau Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Richland Bureau of Credits Medical Service Bureau Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 32
Debt collection - Medical 6
Debt collection - Other debt 5
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 4
Credit reporting or other personal consumer reports - Credit reporting 4
Debt collection - I do not know 4
Debt collection - Credit card debt 3
Debt collection - Other (i.e. phone, health club, etc.) 1
Debt collection - Private student loan debt 1
Credit reporting 1

Top Issues

1.Attempts to collect debt not owed 19
2.Written notification about debt 11
3.Communication tactics 7
4.Incorrect information on your report 6
5.False statements or representation 6
6.Cont'd attempts collect debt not owed 4
7.Disclosure verification of debt 2
8.Took or threatened to take negative or legal action 2
9.Improper contact or sharing of info 1
10.Problem with a company's investigation into an existing problem 1

Complaints by Year

Year Complaints
2014 1
2015 2
2016 2
2017 5
2018 4
2019 5
2020 7
2021 15
2022 12
2024 3
2025 5

Complaints by State (Top 15)

Ohio 52
Texas 2
California 2
New York 1
North Carolina 1
Kentucky 1
Tennessee 1

Company Responses

Closed with explanation 61

What the CFPB Complaint Record Shows for Richland Bureau of Credits Medical Service Bureau Inc.

61 complaints against Richland Bureau of Credits Medical Service Bureau Inc. appear in the CFPB record, including 1 from the trailing year. The 7 states and territories represented put this footprint in geographically concentrated territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Richland Bureau of Credits Medical Service Bureau Inc.'s timely response rate stands at 100%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. The company's response carried a 12.5% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Richland Bureau of Credits Medical Service Bureau Inc. have?

61 complaints have been filed against Richland Bureau of Credits Medical Service Bureau Inc. with the CFPB overall - 1 of them in the past year.

Does Richland Bureau of Credits Medical Service Bureau Inc. respond to complaints on time?

Richland Bureau of Credits Medical Service Bureau Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Richland Bureau of Credits Medical Service Bureau Inc.?

"Debt collection" draws more CFPB complaints against Richland Bureau of Credits Medical Service Bureau Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Richland Bureau of Credits Medical Service Bureau Inc.?

The most common issue reported by consumers about Richland Bureau of Credits Medical Service Bureau Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Richland Bureau of Credits Medical Service Bureau Inc.?

You can file a complaint against Richland Bureau of Credits Medical Service Bureau Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Richland Bureau of Credits Medical Service Bureau Inc.?

Richland Bureau of Credits Medical Service Bureau Inc. has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Richland Bureau of Credits Medical Service Bureau Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (12.5% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Richland Bureau of Credits Medical Service Bureau Inc. have?

61 complaints have been filed against Richland Bureau of Credits Medical Service Bureau Inc. with the CFPB overall - 1 of them in the past year.

Does Richland Bureau of Credits Medical Service Bureau Inc. respond to complaints on time?

Richland Bureau of Credits Medical Service Bureau Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for Richland Bureau of Credits Medical Service Bureau Inc.?

"Debt collection" draws more CFPB complaints against Richland Bureau of Credits Medical Service Bureau Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Richland Bureau of Credits Medical Service Bureau Inc.?

The most common issue reported by consumers about Richland Bureau of Credits Medical Service Bureau Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Richland Bureau of Credits Medical Service Bureau Inc.?

You can file a complaint against Richland Bureau of Credits Medical Service Bureau Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Richland Bureau of Credits Medical Service Bureau Inc.?

Richland Bureau of Credits Medical Service Bureau Inc. has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Richland Bureau of Credits Medical Service Bureau Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.