CFPB Consumer Complaint Profile

Royalty Management Corporation

Behind the 10 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

10
Total complaints
Below average
4
Last 12 months
50%
Timely response
Bottom decile
2
States affected

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The verdict

Royalty Management Corporation ranks #3715 of 3,843 financial companies by CFPB complaint volume, with 10 complaints on record. On-time replies land at 50%, the 3rd percentile for the 100+ complaint peer group.

#3715
of 3,843 companies by volume
50%
on time (3rd pctile)
Vehicle loan or lease
most-complained product
2
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
39/100
Royalty Management Corporation · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 50.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate B+ 10.0%
Share of complaints closed with monetary or non-monetary relief

Royalty Management Corporation vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

50% Among the lowest higher than 3% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Royalty Management Corporation timely response rate 50.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Vehicle loan or lease - Loan 3
Credit reporting or other personal consumer reports - Credit reporting 3
Debt collection - I do not know 1
Vehicle loan or lease - Lease 1
Payday loan, title loan, or personal loan - Title loan 1
Debt collection - Payday loan debt 1

Top Issues

1.Repossession 2
2.Written notification about debt 1
3.Problems at the end of the loan or lease 1
4.Struggling to pay your loan 1
5.Improper use of your report 1
6.Incorrect information on your report 1
7.Problem with a company's investigation into an existing problem 1
8.Problem with the payoff process at the end of the loan 1
9.Threatened to contact someone or share information improperly 1

Complaints by Year

Year Complaints
2018 1
2020 1
2023 2
2024 2
2025 3
2026year in progress 1

Complaints by State (Top 15)

North Carolina 9
Tennessee 1

Company Responses

Closed with explanation 9
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Royalty Management Corporation

The CFPB Consumer Complaint Database has logged 10 complaints against Royalty Management Corporation overall, with 4 of those filed in the trailing 12 months. Reports have come from consumers in 2 states and territories, making this a geographically concentrated complaint footprint. No product draws more complaints than "Vehicle loan or lease," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Repossession" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Royalty Management Corporation draw a 50% reply rate inside the Bureau's 15-day window. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Among resolved complaints, 10% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Royalty Management Corporation have?

10 complaints have been filed against Royalty Management Corporation with the CFPB overall - 4 of them in the past year.

Does Royalty Management Corporation respond to complaints on time?

Royalty Management Corporation's CFPB timely-response rate is 50%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Royalty Management Corporation?

Among all products tied to Royalty Management Corporation, "Vehicle loan or lease" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Royalty Management Corporation?

"Repossession" is the single most frequently cited issue in complaints against Royalty Management Corporation - see all issues and counts above.

How do I file a complaint against Royalty Management Corporation?

You can file a complaint against Royalty Management Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Royalty Management Corporation?

The CFPB has recorded complaints against Royalty Management Corporation from 2 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Vehicle loan or lease

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Royalty Management Corporation have?

10 complaints have been filed against Royalty Management Corporation with the CFPB overall - 4 of them in the past year.

Does Royalty Management Corporation respond to complaints on time?

Royalty Management Corporation's CFPB timely-response rate is 50%. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Royalty Management Corporation?

Among all products tied to Royalty Management Corporation, "Vehicle loan or lease" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Royalty Management Corporation?

"Repossession" is the single most frequently cited issue in complaints against Royalty Management Corporation - see all issues and counts above.

How do I file a complaint against Royalty Management Corporation?

You can file a complaint against Royalty Management Corporation directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Royalty Management Corporation?

The CFPB has recorded complaints against Royalty Management Corporation from 2 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Royalty Management Corporation's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.