CFPB Consumer Complaint Profile

RSI Enterprises, Inc.

What 244 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-05-15

244
Total complaints
28
Last 12 months
100%
Timely response
27
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, RSI Enterprises, Inc. sits at #801, with 244 complaints logged. It answers 100% of complaints on time - above the 93% median for companies with 100+ complaints.

#801
of 3,848 companies by volume
100%
answered on time
Debt collection
most-complained product
27
states with complaints
RSI Enterprises, Inc. timely response rate 100.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical debt 99
Debt collection - I do not know 60
Debt collection - Medical 26
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 22
Debt collection - Other debt 13
Debt collection - Other (i.e. phone, health club, etc.) 13
Credit reporting or other personal consumer reports - Credit reporting 4
Debt collection - Credit card debt 2
Debt collection - Telecommunications debt 1
Credit card or prepaid card - General-purpose credit card or charge card 1

Top Issues

1.Attempts to collect debt not owed 70
2.Written notification about debt 43
3.Communication tactics 29
4.Cont'd attempts collect debt not owed 26
5.False statements or representation 20
6.Incorrect information on your report 18
7.Disclosure verification of debt 11
8.Took or threatened to take negative or legal action 11
9.Improper use of your report 4
10.Problem with a credit reporting company's investigation into an existing problem 4

Complaints by Year

Year Complaints
2013 1
2014 9
2015 21
2016 20
2017 16
2018 18
2019 15
2020 15
2021 29
2022 20
2023 24
2024 18
2025 33
2026 5

Complaints by State (Top 15)

Arizona 116
California 38
Texas 21
Maryland 8
Georgia 7
Wisconsin 7
North Carolina 6
Virginia 5
District of Columbia 5
Florida 4
Arkansas 4
Nevada 3
Colorado 2
New Mexico 2
Mississippi 2

Company Responses

Closed with explanation 186
Closed with non-monetary relief 58

What the CFPB Complaint Record Shows for RSI Enterprises, Inc.

RSI Enterprises, Inc. carries 244 complaints in the CFPB's database, 28 of them filed within the past 12 months. Consumers spanning 27 states and territories have weighed in, giving this a multi-regional footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, RSI Enterprises, Inc. answers 100% of forwarded complaints. That is at or above benchmark levels, a sign the company handles intake and escalation well. Consumers formally disputed the company's response in 26.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 23.8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does RSI Enterprises, Inc. have?

244 complaints have been filed against RSI Enterprises, Inc. with the CFPB overall - 28 of them in the past year.

Does RSI Enterprises, Inc. respond to complaints on time?

RSI Enterprises, Inc.'s CFPB timely-response rate is 100%. This is considered excellent.

What product generates the most complaints for RSI Enterprises, Inc.?

Among all products tied to RSI Enterprises, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with RSI Enterprises, Inc.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about RSI Enterprises, Inc.; the full issue list with counts is above.

How do I file a complaint against RSI Enterprises, Inc.?

You can file a complaint against RSI Enterprises, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about RSI Enterprises, Inc.?

Consumers in 27 states and territories have filed complaints about RSI Enterprises, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

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Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026