CFPB Consumer Complaint Profile
RSVP Lending, LLC dba RSVP Loans
Consumers have filed 28 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 28
- Total complaints
- Mid-range
- 0
- Last 12 months
- 71.4%
- Timely response
- Bottom decile
- 7
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, RSVP Lending, LLC dba RSVP Loans sits at #2422, with 28 complaints logged. On-time replies land at 71.4%, the 6th percentile for the 100+ complaint peer group.
- #2422
- of 3,843 companies by volume
- 71.4%
- on time (6th pctile)
- Payday loan, title l…
- most-complained product
- 7
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
RSVP Lending, LLC dba RSVP Loans vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
71.4% Among the lowest higher than 6% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2017 | 1 |
| 2018 | 1 |
| 2019 | 1 |
| 2020 | 4 |
| 2021 | 5 |
| 2022 | 5 |
| 2023 | 3 |
| 2024 | 8 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for RSVP Lending, LLC dba RSVP Loans
RSVP Lending, LLC dba RSVP Loans carries 28 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 7 states and territories have weighed in, giving this a geographically concentrated footprint. The single largest complaint category is "Payday loan, title loan, or personal loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Struggling to pay your loan," a reasonable starting point for understanding recurring friction.
Within the Bureau's 15-day response window, RSVP Lending, LLC dba RSVP Loans posts a 71.4% reply rate on forwarded complaints. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does RSVP Lending, LLC dba RSVP Loans have?
28 complaints have been filed against RSVP Lending, LLC dba RSVP Loans with the CFPB overall - 0 of them in the past year.
Does RSVP Lending, LLC dba RSVP Loans respond to complaints on time?
RSVP Lending, LLC dba RSVP Loans's CFPB timely-response rate is 71.4%. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for RSVP Lending, LLC dba RSVP Loans?
Among all products tied to RSVP Lending, LLC dba RSVP Loans, "Payday loan, title loan, or personal loan" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with RSVP Lending, LLC dba RSVP Loans?
"Struggling to pay your loan" is the single most frequently cited issue in complaints against RSVP Lending, LLC dba RSVP Loans - see all issues and counts above.
How do I file a complaint against RSVP Lending, LLC dba RSVP Loans?
You can file a complaint against RSVP Lending, LLC dba RSVP Loans directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about RSVP Lending, LLC dba RSVP Loans?
RSVP Lending, LLC dba RSVP Loans has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.
Also handles Payday loan, title loan, or personal loan
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does RSVP Lending, LLC dba RSVP Loans have?
28 complaints have been filed against RSVP Lending, LLC dba RSVP Loans with the CFPB overall - 0 of them in the past year.
Does RSVP Lending, LLC dba RSVP Loans respond to complaints on time?
RSVP Lending, LLC dba RSVP Loans's CFPB timely-response rate is 71.4%. That trails the 95% industry benchmark by a wide margin.
What product generates the most complaints for RSVP Lending, LLC dba RSVP Loans?
Among all products tied to RSVP Lending, LLC dba RSVP Loans, "Payday loan, title loan, or personal loan" accounts for the largest share of complaints (full breakdown above).
What is the most common complaint issue with RSVP Lending, LLC dba RSVP Loans?
"Struggling to pay your loan" is the single most frequently cited issue in complaints against RSVP Lending, LLC dba RSVP Loans - see all issues and counts above.
How do I file a complaint against RSVP Lending, LLC dba RSVP Loans?
You can file a complaint against RSVP Lending, LLC dba RSVP Loans directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about RSVP Lending, LLC dba RSVP Loans?
RSVP Lending, LLC dba RSVP Loans has drawn CFPB complaints from 7 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.