CFPB Consumer Complaint Profile

Scott Lowery Law Office, P.C.

33 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

33
Total complaints
Mid-range
0
Last 12 months
93.9%
Timely response
Below median
17
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Scott Lowery Law Office, P.C. sits at #2243, with 33 complaints logged. On-time replies land at 93.9%, the 26th percentile for the 100+ complaint peer group.

#2243
of 3,843 companies by volume
93.9%
on time (26th pctile)
Debt collection
most-complained product
17
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
42/100
Scott Lowery Law Office, P.C. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 93.9%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 10.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Scott Lowery Law Office, P.C. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

93.9% Around the middle higher than 26% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Scott Lowery Law Office, P.C. timely response rate 93.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Credit card 13
Debt collection - I do not know 8
Debt collection - Other (i.e. phone, health club, etc.) 6
Consumer Loan - Installment loan 2
Student loan - Non-federal student loan 1
Debt collection - Credit card debt 1
Debt collection - Other debt 1
Debt collection - Private student loan debt 1

Top Issues

1.Cont'd attempts collect debt not owed 9
2.Communication tactics 9
3.Improper contact or sharing of info 4
4.Taking/threatening an illegal action 3
5.Written notification about debt 2
6.Managing the loan or lease 1
7.Dealing with my lender or servicer 1
8.Took or threatened to take negative or legal action 1
9.Disclosure verification of debt 1
10.False statements or representation 1

Complaints by Year

Year Complaints
2013 4
2014 17
2015 2
2016 4
2017 6

Complaints by State (Top 15)

New Jersey 6
Colorado 6
California 3
Maryland 2
Michigan 2
Oklahoma 2
Texas 2
Florida 1
Illinois 1
Kentucky 1
Virginia 1
Delaware 1
Georgia 1
Alabama 1
West Virginia 1

Company Responses

Closed with explanation 32
Untimely response 1

What the CFPB Complaint Record Shows for Scott Lowery Law Office, P.C.

33 complaints against Scott Lowery Law Office, P.C. appear in the CFPB record, including 0 from the trailing year. The 17 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Cont'd attempts collect debt not owed," a reasonable starting point for understanding recurring friction.

Scott Lowery Law Office, P.C.'s timely response rate stands at 93.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. The company's response carried a 10.3% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Scott Lowery Law Office, P.C. have?

33 complaints have been filed against Scott Lowery Law Office, P.C. with the CFPB overall - 0 of them in the past year.

Does Scott Lowery Law Office, P.C. respond to complaints on time?

Scott Lowery Law Office, P.C. has a 93.9% timely response rate to CFPB complaints.

What product generates the most complaints for Scott Lowery Law Office, P.C.?

Among all products tied to Scott Lowery Law Office, P.C., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Scott Lowery Law Office, P.C.?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Scott Lowery Law Office, P.C. - see all issues and counts above.

How do I file a complaint against Scott Lowery Law Office, P.C.?

You can file a complaint against Scott Lowery Law Office, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Scott Lowery Law Office, P.C.?

The CFPB has recorded complaints against Scott Lowery Law Office, P.C. from 17 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Scott Lowery Law Office, P.C.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (10.3% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Scott Lowery Law Office, P.C. have?

33 complaints have been filed against Scott Lowery Law Office, P.C. with the CFPB overall - 0 of them in the past year.

Does Scott Lowery Law Office, P.C. respond to complaints on time?

Scott Lowery Law Office, P.C. has a 93.9% timely response rate to CFPB complaints.

What product generates the most complaints for Scott Lowery Law Office, P.C.?

Among all products tied to Scott Lowery Law Office, P.C., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Scott Lowery Law Office, P.C.?

"Cont'd attempts collect debt not owed" is the single most frequently cited issue in complaints against Scott Lowery Law Office, P.C. - see all issues and counts above.

How do I file a complaint against Scott Lowery Law Office, P.C.?

You can file a complaint against Scott Lowery Law Office, P.C. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Scott Lowery Law Office, P.C.?

The CFPB has recorded complaints against Scott Lowery Law Office, P.C. from 17 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Scott Lowery Law Office, P.C.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.