CFPB Consumer Complaint Profile
Seacoast Banking Corporation of Florida
What 65 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.
- 65
- Total complaints
- 33
- Last 12 months
- 96.9%
- Timely response
- 7
- States affected
The verdict
Seacoast Banking Corporation of Florida ranks #1606 of 3,848 financial companies by CFPB complaint volume, with 65 complaints on record. It answers 96.9% of complaints on time — above the 93% median for companies with 100+ complaints.
- #1606
- of 3,848 companies by volume
- 96.9%
- answered on time
- Checking or savings …
- most-complained product
- 7
- states with complaints
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2023 | 16 |
| 2024 | 12 |
| 2025 | 25 |
| 2026 | 12 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Seacoast Banking Corporation of Florida
The CFPB Consumer Complaint Database has logged 65 complaints against Seacoast Banking Corporation of Florida overall, with 33 of those filed in the trailing 12 months. Reports have come from consumers in 7 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Managing an account" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Seacoast Banking Corporation of Florida's timely response rate stands at 96.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 35.4% closed with some form of monetary or non-monetary relief to the consumer.
Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Seacoast Banking Corporation of Florida have?
Seacoast Banking Corporation of Florida has 65 total consumer complaints filed with the CFPB, with 33 filed in the last 12 months.
Does Seacoast Banking Corporation of Florida respond to complaints on time?
Seacoast Banking Corporation of Florida has a 96.9% timely response rate to CFPB complaints. This is considered excellent.
What product generates the most complaints for Seacoast Banking Corporation of Florida?
The most complained-about product for Seacoast Banking Corporation of Florida is "Checking or savings account." You can view the full product breakdown on this page.
What is the most common complaint issue with Seacoast Banking Corporation of Florida?
The most common issue reported by consumers about Seacoast Banking Corporation of Florida is "Managing an account." All complaint issues are listed above with their counts.
How do I file a complaint against Seacoast Banking Corporation of Florida?
You can file a complaint against Seacoast Banking Corporation of Florida directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Seacoast Banking Corporation of Florida?
Consumers in 7 states and territories have filed complaints about Seacoast Banking Corporation of Florida with the CFPB.
Consumer Credit Guides
Related Data
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026
Read our methodology — how this data is sourced, computed, and verified.