CFPB Consumer Complaint Profile

Sentry Recovery and Collections, Inc.

Consumers have filed 378 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.

Data updated 2026-05-15

378
Total complaints
137
Last 12 months
92.9%
Timely response
32
States affected

The verdict

Among 3,848 financial companies tracked by CFPB complaint volume, Sentry Recovery and Collections, Inc. sits at #595, with 378 complaints logged. It answers 92.9% of complaints on time - above the 93% median for companies with 100+ complaints.

#595
of 3,848 companies by volume
92.9%
answered on time
Debt collection
most-complained product
32
states with complaints
Sentry Recovery and Collections, Inc. timely response rate 92.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 107
Debt collection - Rental debt 80
Debt collection - Other debt 79
Credit reporting or other personal consumer reports - Credit reporting 49
Debt collection - Other (i.e. phone, health club, etc.) 32
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 11
Debt collection - Medical 5
Credit reporting or other personal consumer reports - Other personal consumer report 5
Debt collection - Medical debt 5
Debt collection - Mortgage debt 2

Top Issues

1.Attempts to collect debt not owed 146
2.Written notification about debt 56
3.Incorrect information on your report 37
4.False statements or representation 32
5.Took or threatened to take negative or legal action 25
6.Cont'd attempts collect debt not owed 23
7.Improper use of your report 16
8.Communication tactics 15
9.Disclosure verification of debt 11
10.Problem with a company's investigation into an existing problem 7

Complaints by Year

Year Complaints
2013 5
2014 14
2015 16
2016 9
2017 9
2018 14
2019 11
2020 19
2021 20
2022 23
2023 36
2024 41
2025 110
2026 51

Complaints by State (Top 15)

Nevada 217
California 75
Florida 13
Texas 11
Georgia 8
Illinois 5
Arizona 5
Ohio 4
New York 3
Pennsylvania 3
Virginia 3
Missouri 3
Minnesota 3
Washington 3
Colorado 2

Company Responses

Closed with explanation 374
Closed with non-monetary relief 3
In progress 1

What the CFPB Complaint Record Shows for Sentry Recovery and Collections, Inc.

378 complaints against Sentry Recovery and Collections, Inc. appear in the CFPB record, including 137 from the trailing year. The 32 states and territories represented put this footprint in multi-regional territory. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Sentry Recovery and Collections, Inc.'s timely response rate stands at 92.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is under the 95% benchmark companies are expected to hit, often a precursor to higher dispute rates. The company's response was formally disputed in 28.9% of resolved cases, indicating how frequently the initial fix fell short. Of complaints that were resolved, 0.8% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Sentry Recovery and Collections, Inc. have?

378 complaints have been filed against Sentry Recovery and Collections, Inc. with the CFPB overall - 137 of them in the past year.

Does Sentry Recovery and Collections, Inc. respond to complaints on time?

Sentry Recovery and Collections, Inc.'s CFPB timely-response rate is 92.9%.

What product generates the most complaints for Sentry Recovery and Collections, Inc.?

"Debt collection" draws more CFPB complaints against Sentry Recovery and Collections, Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Sentry Recovery and Collections, Inc.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Sentry Recovery and Collections, Inc.; the full issue list with counts is above.

How do I file a complaint against Sentry Recovery and Collections, Inc.?

You can file a complaint against Sentry Recovery and Collections, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Sentry Recovery and Collections, Inc.?

The CFPB has recorded complaints against Sentry Recovery and Collections, Inc. from 32 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026