CFPB Consumer Complaint Profile
Smith, Rouchon & Associates, Inc.
Consumers have filed 267 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 267
- Total complaints
- Above average
- 67
- Last 12 months
- 100%
- Timely response
- Top decile
- 18
- States affected
The verdict
267 CFPB complaints put Smith, Rouchon & Associates, Inc. at #757 out of 3,843 financial companies ranked by complaint volume. On-time replies land at 100%, the 86th percentile for the 100+ complaint peer group.
- #757
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Debt collection
- most-complained product
- 18
- states with complaints
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Smith, Rouchon & Associates, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
What changed
CFPB Consumer Complaint Database 2024 to 2025 complete years
- Annual CFPB complaint volume moved from 25 in 2024 to 43 in 2025 (2024 → 2025).
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2013 | 3 |
| 2014 | 4 |
| 2015 | 7 |
| 2016 | 13 |
| 2017 | 20 |
| 2018 | 21 |
| 2019 | 13 |
| 2020 | 12 |
| 2021 | 17 |
| 2022 | 39 |
| 2023 | 21 |
| 2024 | 25 |
| 2025 | 43 |
| 2026year in progress | 29 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Smith, Rouchon & Associates, Inc.
Smith, Rouchon & Associates, Inc. carries 267 complaints in the CFPB's database, 67 of them filed within the past 12 months. Consumers spanning 18 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
Within the Bureau's 15-day response window, Smith, Rouchon & Associates, Inc. posts a 100% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. The company's response carried a 12.9% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0.7% rate.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Smith, Rouchon & Associates, Inc. have?
Smith, Rouchon & Associates, Inc. has 267 total consumer complaints filed with the CFPB, with 67 filed in the last 12 months.
Does Smith, Rouchon & Associates, Inc. respond to complaints on time?
Smith, Rouchon & Associates, Inc. has a 100% timely response rate to CFPB complaints. This is considered excellent.
What product generates the most complaints for Smith, Rouchon & Associates, Inc.?
The most complained-about product for Smith, Rouchon & Associates, Inc. is "Debt collection." You can view the full product breakdown on this page.
What is the most common complaint issue with Smith, Rouchon & Associates, Inc.?
"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Smith, Rouchon & Associates, Inc. - see all issues and counts above.
How do I file a complaint against Smith, Rouchon & Associates, Inc.?
You can file a complaint against Smith, Rouchon & Associates, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Smith, Rouchon & Associates, Inc.?
Consumers in 18 states and territories have filed complaints about Smith, Rouchon & Associates, Inc. with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.
Nationwide companies with similar complaint volume or dispute rates
Two CFPB peer sets for Smith, Rouchon & Associates, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.
Similar dispute rates
Nearest companies by share of complaints marked disputed (12.9% here).
Also handles Debt collection
Other companies with the same primary CFPB product category on file.
Source: CFPB Consumer Complaint Database Data through March 2026
Read our methodology - how this data is sourced, computed, and verified.