CFPB Consumer Complaint Profile

Star One Credit Union

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

11
Total complaints
Below average
0
Last 12 months
100%
Timely response
Top decile
2
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Star One Credit Union sits at #3589. On response speed it sits at the 86th percentile among companies with 100+ complaints.

Checking or savings …
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

A
PlainCredit Trust Score
88/100
Star One Credit Union · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response A+ 100.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate A 18.2%
Share of complaints closed with monetary or non-monetary relief

Star One Credit Union vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

100% Top 14% higher than 86% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Checking or savings account - Checking account 3
Money transfer, virtual currency, or money service - Domestic (US) money transfer 3
Money transfer, virtual currency, or money service - International money transfer 1
Payday loan, title loan, or personal loan - Personal line of credit 1
Mortgage - Conventional home mortgage 1
Money transfer, virtual currency, or money service - Virtual currency 1
Mortgage - Other type of mortgage 1

Top Issues

1.Fraud or scam 5
2.Managing an account 3
3.Trouble during payment process 2
4.Getting a line of credit 1

Complaints by Year

Year Complaints
2022 2
2023 7
2024 2

Complaints by State (Top 15)

California 10
Washington 1

Company Responses

Closed with explanation 9
Closed with monetary relief 1
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Star One Credit Union

In the CFPB record, Star One Credit Union has a geographically concentrated complaint footprint. The single largest complaint category is "Checking or savings account," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Inside that category, "Fraud or scam" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

The timely-response measure counts forwarded complaints answered inside the Bureau's 15-day window. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Star One Credit Union have?

The CFPB has logged 11 complaints against Star One Credit Union to date, of which 0 came in over the last 12 months.

Does Star One Credit Union respond to complaints on time?

CFPB complaints against Star One Credit Union draw a 100% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Star One Credit Union?

Among all products tied to Star One Credit Union, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Star One Credit Union?

Consumers most often cite "Fraud or scam" when complaining about Star One Credit Union; the full issue list with counts is above.

How do I file a complaint against Star One Credit Union?

You can file a complaint against Star One Credit Union directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Star One Credit Union?

Consumers in 2 states and territories have filed complaints about Star One Credit Union with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Star One Credit Union's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.