CFPB Consumer Complaint Profile

State Bank of India - New York Branch

Behind the 35 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

35
Total complaints
Mid-range
7
Last 12 months
94.3%
Timely response
Below median
10
States affected

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The verdict

State Bank of India - New York Branch ranks #2180 of 3,843 financial companies by CFPB complaint volume, with 35 complaints on record. Its on-time response rate is 94.3%, the 27th percentile among companies with 100+ complaints.

#2180
of 3,843 companies by volume
94.3%
on time (27th pctile)
Checking or savings …
most-complained product
10
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
32/100
State Bank of India - New York Branch · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 94.3%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

State Bank of India - New York Branch vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

94.3% Around the middle higher than 27% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

State Bank of India - New York Branch timely response rate 94.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Checking or savings account - Checking account 13
Checking or savings account - CD (Certificate of Deposit) 6
Credit card or prepaid card - General-purpose credit card or charge card 4
Checking or savings account - Savings account 3
Checking or savings account - Other banking product or service 2
Credit card or prepaid card - Government benefit card 1
Money transfer, virtual currency, or money service - Foreign currency exchange 1
Credit reporting or other personal consumer reports - Credit reporting 1
Mortgage - Other type of mortgage 1
Credit reporting or other personal consumer reports - Other personal consumer report 1

Top Issues

1.Managing an account 14
2.Problem caused by your funds being low 5
3.Opening an account 2
4.Closing an account 2
5.Fees or interest 1
6.Trouble using the card 1
7.Fraud or scam 1
8.Problem with fraud alerts or security freezes 1
9.Getting a credit card 1
10.Applying for a mortgage or refinancing an existing mortgage 1

Complaints by Year

Year Complaints
2021 6
2022 5
2023 14
2024 3
2025 6
2026year in progress 1

Complaints by State (Top 15)

California 14
Illinois 2
Florida 2
Texas 2
Indiana 2
New York 2
Virginia 2
Nevada 1
New Jersey 1
Tennessee 1

Company Responses

Closed with explanation 35

What the CFPB Complaint Record Shows for State Bank of India - New York Branch

The CFPB Consumer Complaint Database has logged 35 complaints against State Bank of India - New York Branch overall, with 7 of those filed in the trailing 12 months. Reports have come from consumers in 10 states and territories, making this a geographically concentrated complaint footprint. "Checking or savings account" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Managing an account," a reasonable starting point for understanding recurring friction.

State Bank of India - New York Branch's timely response rate stands at 94.3%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does State Bank of India - New York Branch have?

The CFPB has logged 35 complaints against State Bank of India - New York Branch to date, of which 7 came in over the last 12 months.

Does State Bank of India - New York Branch respond to complaints on time?

State Bank of India - New York Branch's CFPB timely-response rate is 94.3%.

What product generates the most complaints for State Bank of India - New York Branch?

Among all products tied to State Bank of India - New York Branch, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with State Bank of India - New York Branch?

Consumers most often cite "Managing an account" when complaining about State Bank of India - New York Branch; the full issue list with counts is above.

How do I file a complaint against State Bank of India - New York Branch?

You can file a complaint against State Bank of India - New York Branch directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about State Bank of India - New York Branch?

The CFPB has recorded complaints against State Bank of India - New York Branch from 10 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Checking or savings account

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does State Bank of India - New York Branch have?

The CFPB has logged 35 complaints against State Bank of India - New York Branch to date, of which 7 came in over the last 12 months.

Does State Bank of India - New York Branch respond to complaints on time?

State Bank of India - New York Branch's CFPB timely-response rate is 94.3%.

What product generates the most complaints for State Bank of India - New York Branch?

Among all products tied to State Bank of India - New York Branch, "Checking or savings account" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with State Bank of India - New York Branch?

Consumers most often cite "Managing an account" when complaining about State Bank of India - New York Branch; the full issue list with counts is above.

How do I file a complaint against State Bank of India - New York Branch?

You can file a complaint against State Bank of India - New York Branch directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about State Bank of India - New York Branch?

The CFPB has recorded complaints against State Bank of India - New York Branch from 10 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

State Bank of India - New York Branch's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.