CFPB Consumer Complaint Profile

States Recovery Systems, Inc.

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

197
Total complaints
Above average
42
Last 12 months
98%
Timely response
Below median
30
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, States Recovery Systems, Inc. sits at #948. Its on-time response record is at the 48th percentile among companies with 100+ complaints.

Debt collection
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C-
PlainCredit Trust Score
52/100
States Recovery Systems, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.0%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.4%
Share of responses the consumer disputed (lower is better)
Relief Rate D 1.0%
Share of complaints closed with monetary or non-monetary relief

States Recovery Systems, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98% Around the middle higher than 48% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Reading this profile

Complaints by Product

Debt collection - I do not know 59
Debt collection - Other debt 41
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 20
Debt collection - Credit card debt 19
Debt collection - Other (i.e. phone, health club, etc.) 15
Debt collection - Medical debt 12
Credit reporting or other personal consumer reports - Credit reporting 9
Debt collection - Medical 5
Debt collection - Auto debt 3
Debt collection - Credit card 3

Top Issues

1.Attempts to collect debt not owed 68
2.Written notification about debt 32
3.False statements or representation 17
4.Incorrect information on your report 16
5.Cont'd attempts collect debt not owed 14
6.Communication tactics 11
7.Took or threatened to take negative or legal action 10
8.Disclosure verification of debt 9
9.Problem with a credit reporting company's investigation into an existing problem 9
10.Threatened to contact someone or share information improperly 3

Complaints by Year

Year Complaints
2013 2
2014 5
2015 10
2016 17
2017 9
2018 12
2019 4
2020 18
2021 17
2022 13
2023 14
2024 33
2025 36
2026year in progress 7

Complaints by State (Top 15)

California 101
Texas 12
Illinois 7
Florida 7
Georgia 7
North Carolina 6
Nevada 6
South Carolina 5
Washington 5
Virginia 4
Arizona 4
Pennsylvania 4
New York 4
Indiana 3
Michigan 3

Company Responses

Closed with explanation 194
Closed with non-monetary relief 2
Closed 1

What the CFPB Complaint Record Shows for States Recovery Systems, Inc.

The CFPB Consumer Complaint Database shows a multi-regional complaint footprint for States Recovery Systems, Inc., with consumers across the country filing against it. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for States Recovery Systems, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (19.4% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does States Recovery Systems, Inc. have?

The CFPB has logged 197 complaints against States Recovery Systems, Inc. to date, of which 42 came in over the last 12 months.

Does States Recovery Systems, Inc. respond to complaints on time?

States Recovery Systems, Inc. has a 98% timely response rate to CFPB complaints. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for States Recovery Systems, Inc.?

Among all products tied to States Recovery Systems, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with States Recovery Systems, Inc.?

Consumers most often cite "Attempts to collect debt not owed" when complaining about States Recovery Systems, Inc.; the full issue list with counts is above.

How do I file a complaint against States Recovery Systems, Inc.?

You can file a complaint against States Recovery Systems, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about States Recovery Systems, Inc.?

The CFPB has recorded complaints against States Recovery Systems, Inc. from 30 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

States Recovery Systems, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.