Stenger & Stenger, P.C

CFPB Consumer Complaint Profile

350
Total Complaints
84
Last 12 Months
99.7%
Timely Response
18
States Affected
Stenger & Stenger, P.C timely response rate 99.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Credit card debt 191
Debt collection — I do not know 55
Debt collection — Credit card 22
Debt collection — Other debt 22
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 11
Credit reporting or other personal consumer reports — Credit reporting 8
Debt collection — Other (i.e. phone, health club, etc.) 5
Debt collection — Auto debt 5
Debt collection — Payday loan debt 5
Credit card — General-purpose credit card or charge card 4

Top Issues

1.Took or threatened to take negative or legal action 89
2.Attempts to collect debt not owed 85
3.False statements or representation 47
4.Written notification about debt 41
5.Incorrect information on your report 17
6.Communication tactics 16
7.Taking/threatening an illegal action 12
8.Cont'd attempts collect debt not owed 9
9.Threatened to contact someone or share information improperly 6
10.Disclosure verification of debt 5

Complaints by Year

Year Complaints
2013 4
2014 7
2015 7
2016 8
2017 15
2018 17
2019 16
2020 22
2021 33
2022 40
2023 42
2024 43
2025 79
2026 17

Complaints by State (Top 15)

Ohio 74
Georgia 60
Michigan 57
Indiana 39
Tennessee 37
Kentucky 27
Colorado 16
Minnesota 14
New Jersey 8
Illinois 5
California 4
Arizona 2
Mississippi 1
Iowa 1
Washington 1

Company Responses

Closed with explanation 350

What the CFPB Complaint Record Shows for Stenger & Stenger, P.C

The CFPB Consumer Complaint Database has logged 350 complaints against Stenger & Stenger, P.C overall, with 84 of those filed in the trailing 12 months. Reports have come from consumers in 18 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Took or threatened to take negative or legal action" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Stenger & Stenger, P.C's timely response rate stands at 99.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 26.3% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Stenger & Stenger, P.C have?

Stenger & Stenger, P.C has 350 total consumer complaints filed with the CFPB, with 84 filed in the last 12 months.

Does Stenger & Stenger, P.C respond to complaints on time?

Stenger & Stenger, P.C has a 99.7% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Stenger & Stenger, P.C?

The most complained-about product for Stenger & Stenger, P.C is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Stenger & Stenger, P.C?

The most common issue reported by consumers about Stenger & Stenger, P.C is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Stenger & Stenger, P.C?

You can file a complaint against Stenger & Stenger, P.C directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Stenger & Stenger, P.C?

Consumers in 18 states and territories have filed complaints about Stenger & Stenger, P.C with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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