CFPB Consumer Complaint Profile

Stenger & Stenger, P.C

Behind the CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

350
Total complaints
Above average
84
Last 12 months
99.7%
Timely response
Top decile
18
States affected

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The verdict

By CFPB complaint volume, Stenger & Stenger, P.C is #632 out of 3,843 financial companies. On response speed it sits at the 76th percentile among companies with 100+ complaints.

Debt collection
most-complained product
OH
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

D
PlainCredit Trust Score
40/100
Stenger & Stenger, P.C · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B+ 99.7%
Share of complaints answered within the CFPB response window
Dispute Rate F 26.3%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Stenger & Stenger, P.C vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.7% Top 24% higher than 76% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 43 in 2024 to 79 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - Credit card debt 191
Debt collection - I do not know 55
Debt collection - Credit card 22
Debt collection - Other debt 22
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 11
Credit reporting or other personal consumer reports - Credit reporting 8
Debt collection - Other (i.e. phone, health club, etc.) 5
Debt collection - Auto debt 5
Debt collection - Payday loan debt 5
Credit card - General-purpose credit card or charge card 4

Top Issues

1.Took or threatened to take negative or legal action 89
2.Attempts to collect debt not owed 85
3.False statements or representation 47
4.Written notification about debt 41
5.Incorrect information on your report 17
6.Communication tactics 16
7.Taking/threatening an illegal action 12
8.Cont'd attempts collect debt not owed 9
9.Threatened to contact someone or share information improperly 6
10.Disclosure verification of debt 5

Complaints by Year

Year Complaints
2013 4
2014 7
2015 7
2016 8
2017 15
2018 17
2019 16
2020 22
2021 33
2022 40
2023 42
2024 43
2025 79
2026year in progress 17

Complaints by State (Top 15)

Ohio 74
Georgia 60
Michigan 57
Indiana 39
Tennessee 37
Kentucky 27
Colorado 16
Minnesota 14
New Jersey 8
Illinois 5
California 4
Arizona 2
Mississippi 1
Iowa 1
Washington 1

Company Responses

Closed with explanation 350

What the CFPB Complaint Record Shows for Stenger & Stenger, P.C

Stenger & Stenger, P.C draws a multi-regional spread of CFPB complaints, filed by consumers in many parts of the country. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. The specific issue named most within that category is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above benchmark levels, a sign it handles intake and escalation well. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Stenger & Stenger, P.C: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Stenger & Stenger, P.C have?

350 complaints have been filed against Stenger & Stenger, P.C with the CFPB overall - 84 of them in the past year.

Does Stenger & Stenger, P.C respond to complaints on time?

CFPB complaints against Stenger & Stenger, P.C draw a 99.7% timely-response rate inside the expected window. This is considered excellent.

What product generates the most complaints for Stenger & Stenger, P.C?

Among all products tied to Stenger & Stenger, P.C, "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Stenger & Stenger, P.C?

The most common issue reported by consumers about Stenger & Stenger, P.C is "Took or threatened to take negative or legal action." All complaint issues are listed above with their counts.

How do I file a complaint against Stenger & Stenger, P.C?

You can file a complaint against Stenger & Stenger, P.C directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Stenger & Stenger, P.C?

Stenger & Stenger, P.C has drawn CFPB complaints from 18 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Stenger & Stenger, P.C's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.