CFPB Consumer Complaint Profile
Stilt Inc
Consumers have filed 22 complaints with the CFPB against this company, a record that maps out how disputes over credit, billing and collections tend to unfold.
Data updated 2026-08-14
- 22
- Total complaints
- Mid-range
- 0
- Last 12 months
- 72.7%
- Timely response
- Bottom decile
- 10
- States affected
The verdict
Among 3,843 financial companies tracked by CFPB complaint volume, Stilt Inc sits at #2732, with 22 complaints logged. Its on-time response rate is 72.7%, the 7th percentile among companies with 100+ complaints.
- #2732
- of 3,843 companies by volume
- 72.7%
- on time (7th pctile)
- Payday loan, title l…
- most-complained product
- 10
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
Stilt Inc vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
72.7% Among the lowest higher than 7% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2019 | 1 |
| 2020 | 3 |
| 2021 | 5 |
| 2022 | 13 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for Stilt Inc
Stilt Inc carries 22 complaints in the CFPB's database, 0 of them filed within the past 12 months. Consumers spanning 10 states and territories have weighed in, giving this a geographically concentrated footprint. No product draws more complaints than "Payday loan, title loan, or personal loan," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Incorrect information on your report" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against Stilt Inc draw a 72.7% reply rate inside the Bureau's 15-day window. That is well below the 95% industry benchmark and is a material red flag, late or missing responses are one of the strongest predictors of CFPB supervisory interest. Among resolved complaints, 0% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does Stilt Inc have?
22 complaints have been filed against Stilt Inc with the CFPB overall - 0 of them in the past year.
Does Stilt Inc respond to complaints on time?
Stilt Inc's CFPB timely-response rate is 72.7%. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Stilt Inc?
"Payday loan, title loan, or personal loan" draws more CFPB complaints against Stilt Inc than any other product - see the full breakdown above.
What is the most common complaint issue with Stilt Inc?
Consumers most often cite "Incorrect information on your report" when complaining about Stilt Inc; the full issue list with counts is above.
How do I file a complaint against Stilt Inc?
You can file a complaint against Stilt Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Stilt Inc?
The CFPB has recorded complaints against Stilt Inc from 10 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Payday loan, title loan, or personal loan
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does Stilt Inc have?
22 complaints have been filed against Stilt Inc with the CFPB overall - 0 of them in the past year.
Does Stilt Inc respond to complaints on time?
Stilt Inc's CFPB timely-response rate is 72.7%. That falls well short of the 95% benchmark most companies clear.
What product generates the most complaints for Stilt Inc?
"Payday loan, title loan, or personal loan" draws more CFPB complaints against Stilt Inc than any other product - see the full breakdown above.
What is the most common complaint issue with Stilt Inc?
Consumers most often cite "Incorrect information on your report" when complaining about Stilt Inc; the full issue list with counts is above.
How do I file a complaint against Stilt Inc?
You can file a complaint against Stilt Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about Stilt Inc?
The CFPB has recorded complaints against Stilt Inc from 10 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.