Strategic Alliances, Inc.

CFPB Consumer Complaint Profile

596
Total Complaints
74
Last 12 Months
90.1%
Timely Response
39
States Affected
Strategic Alliances, Inc. timely response rate 90.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 152
Debt collection — Medical debt 103
Debt collection — Other debt 95
Debt collection — Credit card debt 52
Debt collection — Medical 50
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 35
Debt collection — Other (i.e. phone, health club, etc.) 28
Debt collection — Auto debt 22
Debt collection — Credit card 16
Credit reporting or other personal consumer reports — Credit reporting 14

Top Issues

1.Attempts to collect debt not owed 188
2.Written notification about debt 84
3.Communication tactics 63
4.Cont'd attempts collect debt not owed 55
5.False statements or representation 53
6.Took or threatened to take negative or legal action 34
7.Incorrect information on your report 29
8.Disclosure verification of debt 27
9.Electronic communications 11
10.Threatened to contact someone or share information improperly 11

Complaints by Year

Year Complaints
2013 16
2014 36
2015 21
2016 31
2017 52
2018 44
2019 54
2020 56
2021 71
2022 38
2023 44
2024 46
2025 73
2026 14

Complaints by State (Top 15)

Georgia 121
South Carolina 59
Florida 50
California 41
Texas 41
Illinois 26
Michigan 21
Pennsylvania 19
Tennessee 17
New York 16
Virginia 13
Arizona 12
Utah 12
New Jersey 11
Alabama 11

Company Responses

Closed with explanation 559
Closed with non-monetary relief 31
Closed with monetary relief 5
In progress 1

What the CFPB Complaint Record Shows for Strategic Alliances, Inc.

The CFPB Consumer Complaint Database has logged 596 complaints against Strategic Alliances, Inc. overall, with 74 of those filed in the trailing 12 months. Reports have come from consumers in 39 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Strategic Alliances, Inc.'s timely response rate stands at 90.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 15.4% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 6% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Strategic Alliances, Inc. have?

Strategic Alliances, Inc. has 596 total consumer complaints filed with the CFPB, with 74 filed in the last 12 months.

Does Strategic Alliances, Inc. respond to complaints on time?

Strategic Alliances, Inc. has a 90.1% timely response rate to CFPB complaints.

What product generates the most complaints for Strategic Alliances, Inc.?

The most complained-about product for Strategic Alliances, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Strategic Alliances, Inc.?

The most common issue reported by consumers about Strategic Alliances, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Strategic Alliances, Inc.?

You can file a complaint against Strategic Alliances, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Strategic Alliances, Inc.?

Consumers in 39 states and territories have filed complaints about Strategic Alliances, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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