CFPB Consumer Complaint Profile

Strategic Financial Solutions, LLC

10 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.

Data updated 2026-08-14

10
Total complaints
Below average
0
Last 12 months
40%
Timely response
Bottom decile
6
States affected

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The verdict

10 CFPB complaints put Strategic Financial Solutions, LLC at #3715 out of 3,843 financial companies ranked by complaint volume. It posts a 40% on-time response rate, the 2nd percentile among companies with 100+ complaints.

#3715
of 3,843 companies by volume
40%
on time (2nd pctile)
Payday loan, title l…
most-complained product
6
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
38/100
Strategic Financial Solutions, LLC · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 40.0%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate B+ 10.0%
Share of complaints closed with monetary or non-monetary relief

Strategic Financial Solutions, LLC vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

40% Among the lowest higher than 2% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Strategic Financial Solutions, LLC timely response rate 40.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Payday loan, title loan, or personal loan - Installment loan 3
Debt or credit management - Debt settlement 3
Money transfer, virtual currency, or money service - Debt settlement 2
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 1
Debt collection - Payday loan debt 1

Top Issues

1.Getting the loan 3
2.Didn't provide services promised 2
3.Incorrect information on your report 1
4.Fraud or scam 1
5.Unexpected or other fees 1
6.Took or threatened to take negative or legal action 1
7.Confusing or misleading advertising or marketing 1

Complaints by Year

Year Complaints
2018 2
2021 2
2022 1
2023 3
2024 2

Complaints by State (Top 15)

Texas 3
North Carolina 2
Illinois 2
New York 1
California 1
Tennessee 1

Company Responses

Untimely response 5
Closed with explanation 4
Closed with monetary relief 1

What the CFPB Complaint Record Shows for Strategic Financial Solutions, LLC

10 complaints against Strategic Financial Solutions, LLC appear in the CFPB record, including 0 from the trailing year. The 6 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Payday loan, title loan, or personal loan," which sits at the top of the product breakdown. Inside that category, "Getting the loan" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Strategic Financial Solutions, LLC posts a 40% reply rate on forwarded complaints. That is far under the 95% benchmark - a material red flag, since late or missing responses are among the strongest predictors of CFPB supervisory interest. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 10% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Strategic Financial Solutions, LLC have?

Strategic Financial Solutions, LLC has 10 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Strategic Financial Solutions, LLC respond to complaints on time?

Strategic Financial Solutions, LLC has a 40% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Strategic Financial Solutions, LLC?

The most complained-about product for Strategic Financial Solutions, LLC is "Payday loan, title loan, or personal loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Strategic Financial Solutions, LLC?

The most common issue reported by consumers about Strategic Financial Solutions, LLC is "Getting the loan." All complaint issues are listed above with their counts.

How do I file a complaint against Strategic Financial Solutions, LLC?

You can file a complaint against Strategic Financial Solutions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Strategic Financial Solutions, LLC?

The CFPB has recorded complaints against Strategic Financial Solutions, LLC from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Also handles Payday loan, title loan, or personal loan

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Strategic Financial Solutions, LLC have?

Strategic Financial Solutions, LLC has 10 total consumer complaints filed with the CFPB, with 0 filed in the last 12 months.

Does Strategic Financial Solutions, LLC respond to complaints on time?

Strategic Financial Solutions, LLC has a 40% timely response rate to CFPB complaints. This is below the typical industry benchmark of 95%.

What product generates the most complaints for Strategic Financial Solutions, LLC?

The most complained-about product for Strategic Financial Solutions, LLC is "Payday loan, title loan, or personal loan." You can view the full product breakdown on this page.

What is the most common complaint issue with Strategic Financial Solutions, LLC?

The most common issue reported by consumers about Strategic Financial Solutions, LLC is "Getting the loan." All complaint issues are listed above with their counts.

How do I file a complaint against Strategic Financial Solutions, LLC?

You can file a complaint against Strategic Financial Solutions, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Strategic Financial Solutions, LLC?

The CFPB has recorded complaints against Strategic Financial Solutions, LLC from 6 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Strategic Financial Solutions, LLC's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.