Synerprise Consulting Services, Inc.

CFPB Consumer Complaint Profile

744
Total Complaints
215
Last 12 Months
98.1%
Timely Response
26
States Affected
Synerprise Consulting Services, Inc. timely response rate 98.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 331
Debt collection — I do not know 205
Credit reporting or other personal consumer reports — Credit reporting 71
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 62
Debt collection — Medical 40
Debt collection — Other debt 23
Debt collection — Credit card debt 6
Debt collection — Other (i.e. phone, health club, etc.) 2
Debt collection — Mortgage debt 1
Credit reporting, credit repair services, or other personal consumer reports — Other personal consumer report 1

Top Issues

1.Attempts to collect debt not owed 216
2.Written notification about debt 183
3.Incorrect information on your report 75
4.Took or threatened to take negative or legal action 69
5.False statements or representation 65
6.Communication tactics 26
7.Improper use of your report 23
8.Cont'd attempts collect debt not owed 23
9.Problem with a credit reporting company's investigation into an existing problem 19
10.Problem with a company's investigation into an existing problem 17

Complaints by Year

Year Complaints
2013 4
2014 11
2015 10
2016 17
2017 18
2018 44
2019 35
2020 59
2021 74
2022 77
2023 55
2024 86
2025 187
2026 67

Complaints by State (Top 15)

Texas 619
Arizona 30
Missouri 18
Georgia 11
Oklahoma 9
California 8
Tennessee 5
Louisiana 5
Florida 5
Arkansas 4
North Carolina 4
Utah 3
Maryland 3
VI 2
Kentucky 2

Company Responses

Closed with explanation 740
Closed 3
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Synerprise Consulting Services, Inc.

The CFPB Consumer Complaint Database has logged 744 complaints against Synerprise Consulting Services, Inc. overall, with 215 of those filed in the trailing 12 months. Reports have come from consumers in 26 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Synerprise Consulting Services, Inc.'s timely response rate stands at 98.1%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Consumers formally disputed the company's response in 10.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.1% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Synerprise Consulting Services, Inc. have?

Synerprise Consulting Services, Inc. has 744 total consumer complaints filed with the CFPB, with 215 filed in the last 12 months.

Does Synerprise Consulting Services, Inc. respond to complaints on time?

Synerprise Consulting Services, Inc. has a 98.1% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for Synerprise Consulting Services, Inc.?

The most complained-about product for Synerprise Consulting Services, Inc. is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Synerprise Consulting Services, Inc.?

The most common issue reported by consumers about Synerprise Consulting Services, Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Synerprise Consulting Services, Inc.?

You can file a complaint against Synerprise Consulting Services, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Synerprise Consulting Services, Inc.?

Consumers in 26 states and territories have filed complaints about Synerprise Consulting Services, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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