CFPB Consumer Complaint Profile

Central Portfolio Control Inc.

What 2,573 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

2,573
Total complaints
Among the highest
1,313
Last 12 months
99.8%
Timely response
Top decile
52
States affected

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The verdict

2,573 CFPB complaints put Central Portfolio Control Inc. at #179 out of 3,843 financial companies ranked by complaint volume. It posts a 99.8% on-time response rate, the 79th percentile among companies with 100+ complaints.

#179
of 3,843 companies by volume
99.8%
on time (79th pctile)
Debt collection
most-complained product
52
states with complaints
C-
PlainCredit Trust Score
54/100
Central Portfolio Control Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B+ 99.8%
Share of complaints answered within the CFPB response window
Dispute Rate C+ 11.0%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Central Portfolio Control Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.8% Top 21% higher than 79% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 360 in 2024 to 1,172 in 2025 (2024 → 2025).

See the full year-over-year release diff

Central Portfolio Control Inc. timely response rate 99.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 1,153
Debt collection - Medical debt 447
Credit reporting or other personal consumer reports - Credit reporting 354
Debt collection - Other debt 151
Debt collection - Credit card debt 125
Debt collection - Rental debt 79
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 77
Debt collection - Payday loan debt 42
Debt collection - Credit card 21
Debt collection - Private student loan debt 17

Top Issues

1.Attempts to collect debt not owed 831
2.Written notification about debt 398
3.Took or threatened to take negative or legal action 299
4.False statements or representation 236
5.Incorrect information on your report 236
6.Communication tactics 173
7.Improper use of your report 121
8.Problem with a company's investigation into an existing problem 66
9.Threatened to contact someone or share information improperly 59
10.Electronic communications 52

Complaints by Year

Year Complaints
2013 3
2014 30
2015 22
2016 22
2017 17
2018 28
2019 41
2020 40
2021 92
2022 140
2023 231
2024 360
2025 1,172
2026year in progress 375

Complaints by State (Top 15)

Texas 572
Florida 337
California 175
Georgia 152
Arizona 104
South Carolina 91
Ohio 79
Tennessee 69
Louisiana 67
North Carolina 60
Alabama 56
Washington 51
New York 48
Pennsylvania 47
Illinois 46

Company Responses

Closed with explanation 2,572
Closed 1

What the CFPB Complaint Record Shows for Central Portfolio Control Inc.

Central Portfolio Control Inc. carries 2,573 complaints in the CFPB's database, 1,313 of them filed within the past 12 months. Consumers spanning 52 states and territories have weighed in, giving this a nationwide footprint. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Attempts to collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Central Portfolio Control Inc.'s timely response rate stands at 99.8%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That is at or above benchmark levels, a sign the company handles intake and escalation well. Resolved cases drew a formal consumer-dispute rate of 11% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Central Portfolio Control Inc. have?

The CFPB has logged 2,573 complaints against Central Portfolio Control Inc. to date, of which 1,313 came in over the last 12 months.

Does Central Portfolio Control Inc. respond to complaints on time?

CFPB complaints against Central Portfolio Control Inc. draw a 99.8% timely-response rate inside the expected window. That is a strong response record by CFPB standards.

What product generates the most complaints for Central Portfolio Control Inc.?

"Debt collection" draws more CFPB complaints against Central Portfolio Control Inc. than any other product - see the full breakdown above.

What is the most common complaint issue with Central Portfolio Control Inc.?

The most common issue reported by consumers about Central Portfolio Control Inc. is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Central Portfolio Control Inc.?

You can file a complaint against Central Portfolio Control Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Central Portfolio Control Inc.?

The CFPB has recorded complaints against Central Portfolio Control Inc. from 52 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Central Portfolio Control Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar complaint volume

Nearest companies by total CFPB complaint count (2,573 here).

Similar dispute rates

Nearest companies by share of complaints marked disputed (11% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026