CFPB Consumer Complaint Profile

Tate and Kirlin Assoc

Behind the 299 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

299
Total complaints
Above average
34
Last 12 months
82.3%
Timely response
Bottom quartile
42
States affected

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The verdict

Tate and Kirlin Assoc ranks #705 of 3,843 financial companies by CFPB complaint volume, with 299 complaints on record. On-time replies land at 82.3%, the 10th percentile for the 100+ complaint peer group.

#705
of 3,843 companies by volume
82.3%
on time (10th pctile)
Debt collection
most-complained product
42
states with complaints
D
PlainCredit Trust Score
41/100
Tate and Kirlin Assoc · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response F 82.3%
Share of complaints answered within the CFPB response window
Dispute Rate C 14.5%
Share of responses the consumer disputed (lower is better)
Relief Rate D 1.0%
Share of complaints closed with monetary or non-monetary relief

Tate and Kirlin Assoc vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

82.3% Among the lowest higher than 10% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 24 in 2024 to 37 in 2025 (2024 → 2025).

See the full year-over-year release diff

Tate and Kirlin Assoc timely response rate 82.3%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - I do not know 116
Debt collection - Credit card debt 55
Debt collection - Other debt 52
Debt collection - Other (i.e. phone, health club, etc.) 22
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 15
Debt collection - Credit card 10
Credit reporting or other personal consumer reports - Credit reporting 6
Debt collection - Medical 5
Debt collection - Auto 4
Credit card 3

Top Issues

1.Attempts to collect debt not owed 92
2.Communication tactics 39
3.Written notification about debt 34
4.Cont'd attempts collect debt not owed 32
5.False statements or representation 26
6.Disclosure verification of debt 16
7.Took or threatened to take negative or legal action 15
8.Electronic communications 11
9.Incorrect information on your report 8
10.Improper use of your report 6

Complaints by Year

Year Complaints
2013 6
2014 34
2015 11
2016 3
2017 34
2018 16
2019 18
2020 12
2021 41
2022 30
2023 28
2024 24
2025 37
2026year in progress 5

Complaints by State (Top 15)

Florida 37
Texas 31
California 27
Georgia 18
Michigan 14
Ohio 12
New York 12
Arizona 9
Illinois 9
Pennsylvania 9
Tennessee 8
South Carolina 8
Virginia 7
Washington 7
New Jersey 7

Company Responses

Closed with explanation 291
Untimely response 4
Closed with monetary relief 3
Closed 1

What the CFPB Complaint Record Shows for Tate and Kirlin Assoc

Tate and Kirlin Assoc carries 299 complaints in the CFPB's database, 34 of them filed within the past 12 months. Consumers spanning 42 states and territories have weighed in, giving this a nationwide footprint. "Debt collection" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

CFPB-forwarded complaints against Tate and Kirlin Assoc draw a 82.3% reply rate inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Consumers formally disputed the company's response at a 14.5% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Among resolved complaints, 1% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Tate and Kirlin Assoc have?

The CFPB has logged 299 complaints against Tate and Kirlin Assoc to date, of which 34 came in over the last 12 months.

Does Tate and Kirlin Assoc respond to complaints on time?

Tate and Kirlin Assoc's CFPB timely-response rate is 82.3%.

What product generates the most complaints for Tate and Kirlin Assoc?

"Debt collection" draws more CFPB complaints against Tate and Kirlin Assoc than any other product - see the full breakdown above.

What is the most common complaint issue with Tate and Kirlin Assoc?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Tate and Kirlin Assoc; the full issue list with counts is above.

How do I file a complaint against Tate and Kirlin Assoc?

You can file a complaint against Tate and Kirlin Assoc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tate and Kirlin Assoc?

Tate and Kirlin Assoc has drawn CFPB complaints from 42 states and territories. That figure covers the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions (Guam, the U.S. Virgin Islands, military postal codes), so it can run higher than the 52 states/territories with a dedicated page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Tate and Kirlin Assoc: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026