CFPB Consumer Complaint Profile

Tesla, Inc.

What 610 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

610
Total complaints
206
Last 12 months
90%
Timely response
45
States affected

The verdict

Tesla, Inc. ranks #450 of 3,848 financial companies by CFPB complaint volume, with 610 complaints on record. It answers 90% of complaints on time — below the 93% median for companies with 100+ complaints.

#450
of 3,848 companies by volume
90%
answered on time
Vehicle loan or lease
most-complained product
45
states with complaints
Tesla, Inc. timely response rate 90.0%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Vehicle loan or lease — Lease 208
Vehicle loan or lease — Loan 164
Credit reporting or other personal consumer reports — Credit reporting 52
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 47
Payday loan, title loan, or personal loan — Installment loan 21
Payday loan, title loan, personal loan, or advance loan — Installment loan 18
Debt collection — Auto debt 18
Debt collection — Other debt 17
Credit card — General-purpose credit card or charge card 10
Money transfer, virtual currency, or money service — Domestic (US) money transfer 9

Top Issues

1.Getting a loan or lease 144
2.Managing the loan or lease 100
3.Problems at the end of the loan or lease 82
4.Improper use of your report 62
5.Incorrect information on your report 41
6.Repossession 29
7.Attempts to collect debt not owed 16
8.Charged fees or interest you didn't expect 14
9.Took or threatened to take negative or legal action 11
10.Problem with the payoff process at the end of the loan 9

Complaints by Year

Year Complaints
2019 7
2020 35
2021 45
2022 74
2023 90
2024 112
2025 199
2026 48

Complaints by State (Top 15)

California 198
Florida 82
Texas 34
New Jersey 32
New York 29
Illinois 24
Maryland 21
Arizona 17
Massachusetts 16
Georgia 15
Washington 13
North Carolina 11
Virginia 10
Ohio 10
Pennsylvania 9

Company Responses

Closed with explanation 579
In progress 23
Untimely response 8

What the CFPB Complaint Record Shows for Tesla, Inc.

The CFPB Consumer Complaint Database has logged 610 complaints against Tesla, Inc. overall, with 206 of those filed in the trailing 12 months. Reports have come from consumers in 45 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Vehicle loan or lease," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Getting a loan or lease" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Tesla, Inc.'s timely response rate stands at 90%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Of complaints that were resolved, 0% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Tesla, Inc. have?

Tesla, Inc. has 610 total consumer complaints filed with the CFPB, with 206 filed in the last 12 months.

Does Tesla, Inc. respond to complaints on time?

Tesla, Inc. has a 90% timely response rate to CFPB complaints.

What product generates the most complaints for Tesla, Inc.?

The most complained-about product for Tesla, Inc. is "Vehicle loan or lease." You can view the full product breakdown on this page.

What is the most common complaint issue with Tesla, Inc.?

The most common issue reported by consumers about Tesla, Inc. is "Getting a loan or lease." All complaint issues are listed above with their counts.

How do I file a complaint against Tesla, Inc.?

You can file a complaint against Tesla, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Tesla, Inc.?

Consumers in 45 states and territories have filed complaints about Tesla, Inc. with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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