The Outsource Group, Inc

CFPB Consumer Complaint Profile

1,286
Total Complaints
121
Last 12 Months
99.9%
Timely Response
46
States Affected
The Outsource Group, Inc timely response rate 99.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — Medical debt 1,017
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 120
Debt collection — I do not know 103
Debt collection — Other debt 24
Debt collection — Credit card debt 10
Credit reporting or other personal consumer reports — Credit reporting 6
Debt or credit management — Debt settlement 3
Checking or savings account — Checking account 2
Credit card or prepaid card — Store credit card 1

Top Issues

1.Attempts to collect debt not owed 521
2.Written notification about debt 303
3.Communication tactics 137
4.False statements or representation 114
5.Incorrect information on your report 77
6.Took or threatened to take negative or legal action 60
7.Problem with a credit reporting company's investigation into an existing problem 36
8.Threatened to contact someone or share information improperly 16
9.Improper use of your report 10
10.Credit monitoring or identity theft protection services 3

Complaints by Year

Year Complaints
2018 220
2019 243
2020 140
2021 185
2022 177
2023 92
2024 87
2025 118
2026 24

Complaints by State (Top 15)

Texas 214
Florida 198
North Carolina 146
California 92
South Carolina 80
Georgia 60
Virginia 58
Missouri 52
Colorado 35
Tennessee 31
Illinois 31
Alabama 27
Maryland 27
New Mexico 26
Ohio 24

Company Responses

Closed with explanation 1,282
Closed with monetary relief 2
In progress 2

What the CFPB Complaint Record Shows for The Outsource Group, Inc

The CFPB Consumer Complaint Database has logged 1,286 complaints against The Outsource Group, Inc overall, with 121 of those filed in the trailing 12 months. Reports have come from consumers in 46 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

The Outsource Group, Inc's timely response rate stands at 99.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 0.2% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does The Outsource Group, Inc have?

The Outsource Group, Inc has 1,286 total consumer complaints filed with the CFPB, with 121 filed in the last 12 months.

Does The Outsource Group, Inc respond to complaints on time?

The Outsource Group, Inc has a 99.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for The Outsource Group, Inc?

The most complained-about product for The Outsource Group, Inc is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with The Outsource Group, Inc?

The most common issue reported by consumers about The Outsource Group, Inc is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against The Outsource Group, Inc?

You can file a complaint against The Outsource Group, Inc directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about The Outsource Group, Inc?

Consumers in 46 states and territories have filed complaints about The Outsource Group, Inc with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related