CFPB Consumer Complaint Profile

Blackhawk Network Holdings Inc.

Behind the 1,272 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-05-15

1,272
Total complaints
253
Last 12 months
95.4%
Timely response
49
States affected

The verdict

Out of 3,848 financial companies in the CFPB database, Blackhawk Network Holdings Inc. has accumulated 1,272 complaints, placing it #285 by volume. Its on-time response rate is 95.4%, ahead of the 93% median among companies with 100+ complaints.

#285
of 3,848 companies by volume
95.4%
answered on time
Prepaid card
most-complained product
49
states with complaints
Blackhawk Network Holdings Inc. timely response rate 95.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Prepaid card - General-purpose prepaid card 361
Credit card or prepaid card - General-purpose prepaid card 314
Prepaid card - Gift card 131
Prepaid card - General purpose card 119
Credit card or prepaid card - Gift card 112
Credit card or prepaid card - General-purpose credit card or charge card 42
Prepaid card - Gift or merchant card 41
Prepaid card - Mobile wallet 26
Money transfer, virtual currency, or money service - Mobile or digital wallet 23
Credit card - General-purpose credit card or charge card 17

Top Issues

1.Trouble using the card 451
2.Problem with a purchase or transfer 190
3.Problem getting a card or closing an account 170
4.Unexpected or other fees 111
5.Fraud or scam 70
6.Managing, opening, or closing account 65
7.Unauthorized transactions/trans. issues 52
8.Trouble using your card 26
9.Problem with a purchase shown on your statement 20
10.Adding money 17

Complaints by Year

Year Complaints
2014 7
2015 114
2016 82
2017 79
2018 49
2019 61
2020 64
2021 89
2022 119
2023 139
2024 151
2025 247
2026 71

Complaints by State (Top 15)

California 260
New York 94
Texas 74
Florida 69
New Jersey 52
Michigan 45
Ohio 44
Pennsylvania 40
Virginia 39
Illinois 38
Washington 37
Maryland 36
Massachusetts 34
Colorado 31
Georgia 30

Company Responses

Closed with explanation 948
Closed with monetary relief 313
In progress 5
Closed 4
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Blackhawk Network Holdings Inc.

The CFPB Consumer Complaint Database has logged 1,272 complaints against Blackhawk Network Holdings Inc. overall, with 253 of those filed in the trailing 12 months. Reports have come from consumers in 49 states and territories, making this a nationwide complaint footprint. "Prepaid card" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Trouble using the card" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Blackhawk Network Holdings Inc.'s timely response rate stands at 95.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. In 19.7% of resolved cases, the consumer formally disputed the company's response - a rough measure of how often the first resolution missed the mark. 24.8% of resolved complaints ended with some monetary or non-monetary relief for the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story, larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Blackhawk Network Holdings Inc. have?

The CFPB has logged 1,272 complaints against Blackhawk Network Holdings Inc. to date, of which 253 came in over the last 12 months.

Does Blackhawk Network Holdings Inc. respond to complaints on time?

95.4% of the CFPB complaints against Blackhawk Network Holdings Inc. get a response within the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Blackhawk Network Holdings Inc.?

Among all products tied to Blackhawk Network Holdings Inc., "Prepaid card" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Blackhawk Network Holdings Inc.?

Consumers most often cite "Trouble using the card" when complaining about Blackhawk Network Holdings Inc.; the full issue list with counts is above.

How do I file a complaint against Blackhawk Network Holdings Inc.?

You can file a complaint against Blackhawk Network Holdings Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Blackhawk Network Holdings Inc.?

The CFPB has recorded complaints against Blackhawk Network Holdings Inc. from 49 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Similar Companies

Matched by complaint volume nationwide and by product category - a different peer set than the sibling-portal links below.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026