CFPB Consumer Complaint Profile

Blackhawk Network Holdings Inc.

Behind the 1,272 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

1,272
Total complaints
Among the highest
253
Last 12 months
95.4%
Timely response
Below median
49
States affected

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The verdict

Out of 3,843 financial companies in the CFPB database, Blackhawk Network Holdings Inc. has accumulated 1,272 complaints, placing it #286 by volume. Its on-time response rate is 95.4%, the 31st percentile among companies with 100+ complaints.

#286
of 3,843 companies by volume
95.4%
on time (31st pctile)
Prepaid card
most-complained product
49
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

C+
PlainCredit Trust Score
61/100
Blackhawk Network Holdings Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C- 95.4%
Share of complaints answered within the CFPB response window
Dispute Rate D 19.7%
Share of responses the consumer disputed (lower is better)
Relief Rate A+ 24.8%
Share of complaints closed with monetary or non-monetary relief

Blackhawk Network Holdings Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

95.4% Around the middle higher than 31% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 151 in 2024 to 247 in 2025 (2024 → 2025).

See the full year-over-year release diff

Blackhawk Network Holdings Inc. timely response rate 95.4%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Prepaid card - General-purpose prepaid card 361
Credit card or prepaid card - General-purpose prepaid card 314
Prepaid card - Gift card 131
Prepaid card - General purpose card 119
Credit card or prepaid card - Gift card 112
Credit card or prepaid card - General-purpose credit card or charge card 42
Prepaid card - Gift or merchant card 41
Prepaid card - Mobile wallet 26
Money transfer, virtual currency, or money service - Mobile or digital wallet 23
Credit card - General-purpose credit card or charge card 17

Top Issues

1.Trouble using the card 451
2.Problem with a purchase or transfer 190
3.Problem getting a card or closing an account 170
4.Unexpected or other fees 111
5.Fraud or scam 70
6.Managing, opening, or closing account 65
7.Unauthorized transactions/trans. issues 52
8.Trouble using your card 26
9.Problem with a purchase shown on your statement 20
10.Adding money 17

Complaints by Year

Year Complaints
2014 7
2015 114
2016 82
2017 79
2018 49
2019 61
2020 64
2021 89
2022 119
2023 139
2024 151
2025 247
2026year in progress 71

Complaints by State (Top 15)

California 260
New York 94
Texas 74
Florida 69
New Jersey 52
Michigan 45
Ohio 44
Pennsylvania 40
Virginia 39
Illinois 38
Washington 37
Maryland 36
Massachusetts 34
Colorado 31
Georgia 30

Company Responses

Closed with explanation 948
Closed with monetary relief 313
In progress 5
Closed 4
Closed with non-monetary relief 2

What the CFPB Complaint Record Shows for Blackhawk Network Holdings Inc.

The CFPB Consumer Complaint Database has logged 1,272 complaints against Blackhawk Network Holdings Inc. overall, with 253 of those filed in the trailing 12 months. Reports have come from consumers in 49 states and territories, making this a nationwide complaint footprint. "Prepaid card" tops the product-level breakdown by a clear margin, marking it as the area of greatest consumer friction. Inside that category, "Trouble using the card" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Blackhawk Network Holdings Inc.'s timely response rate stands at 95.4%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Resolved cases drew a formal consumer-dispute rate of 19.7% - a rough measure of how often the first resolution missed the mark. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 24.8% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Blackhawk Network Holdings Inc. have?

The CFPB has logged 1,272 complaints against Blackhawk Network Holdings Inc. to date, of which 253 came in over the last 12 months.

Does Blackhawk Network Holdings Inc. respond to complaints on time?

CFPB complaints against Blackhawk Network Holdings Inc. draw a 95.4% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Blackhawk Network Holdings Inc.?

Among all products tied to Blackhawk Network Holdings Inc., "Prepaid card" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Blackhawk Network Holdings Inc.?

Consumers most often cite "Trouble using the card" when complaining about Blackhawk Network Holdings Inc.; the full issue list with counts is above.

How do I file a complaint against Blackhawk Network Holdings Inc.?

You can file a complaint against Blackhawk Network Holdings Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Blackhawk Network Holdings Inc.?

The CFPB has recorded complaints against Blackhawk Network Holdings Inc. from 49 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Blackhawk Network Holdings Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Also handles Prepaid card

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Blackhawk Network Holdings Inc. have?

The CFPB has logged 1,272 complaints against Blackhawk Network Holdings Inc. to date, of which 253 came in over the last 12 months.

Does Blackhawk Network Holdings Inc. respond to complaints on time?

CFPB complaints against Blackhawk Network Holdings Inc. draw a 95.4% timely-response rate inside the expected window. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Blackhawk Network Holdings Inc.?

Among all products tied to Blackhawk Network Holdings Inc., "Prepaid card" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Blackhawk Network Holdings Inc.?

Consumers most often cite "Trouble using the card" when complaining about Blackhawk Network Holdings Inc.; the full issue list with counts is above.

How do I file a complaint against Blackhawk Network Holdings Inc.?

You can file a complaint against Blackhawk Network Holdings Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Blackhawk Network Holdings Inc.?

The CFPB has recorded complaints against Blackhawk Network Holdings Inc. from 49 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Blackhawk Network Holdings Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.