CFPB Consumer Complaint Profile

Titanium Funds

What 49 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

49
Total complaints
Mid-range
11
Last 12 months
91.8%
Timely response
Bottom quartile
7
States affected

The verdict

Out of 3,843 financial companies in the CFPB database, Titanium Funds has accumulated 49 complaints, placing it #1855 by volume. On-time replies land at 91.8%, the 21st percentile for the 100+ complaint peer group.

#1855
of 3,843 companies by volume
91.8%
on time (21st pctile)
Vehicle loan or lease
most-complained product
7
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
30/100
Titanium Funds · 2 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response D 91.8%
Share of complaints answered within the CFPB response window
Dispute Rate N/A N/A
Dispute field not reported for this company
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Titanium Funds vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

91.8% Among the lowest higher than 21% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Titanium Funds timely response rate 91.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Vehicle loan or lease - Loan 22
Credit reporting or other personal consumer reports - Credit reporting 8
Debt collection - Auto debt 7
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 6
Debt collection - I do not know 3
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 3

Top Issues

1.Incorrect information on your report 10
2.Repossession 6
3.Problem with a company's investigation into an existing problem 5
4.Struggling to pay your loan 4
5.Attempts to collect debt not owed 3
6.Managing the loan or lease 3
7.Confusing or missing disclosures 3
8.Improper use of your report 2
9.Took or threatened to take negative or legal action 2
10.Problems at the end of the loan or lease 2

Complaints by Year

Year Complaints
2018 1
2019 3
2020 3
2021 1
2022 4
2023 13
2024 10
2025 10
2026year in progress 4

Complaints by State (Top 15)

Utah 31
California 9
New York 3
Texas 2
Nevada 2
Wyoming 1
Idaho 1

Company Responses

Closed with explanation 49

What the CFPB Complaint Record Shows for Titanium Funds

The CFPB Consumer Complaint Database has logged 49 complaints against Titanium Funds overall, with 11 of those filed in the trailing 12 months. Reports have come from consumers in 7 states and territories, making this a geographically concentrated complaint footprint. The single largest complaint category is "Vehicle loan or lease," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Incorrect information on your report," a reasonable starting point for understanding recurring friction.

CFPB-forwarded complaints against Titanium Funds draw a 91.8% reply rate inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Titanium Funds have?

Titanium Funds has 49 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does Titanium Funds respond to complaints on time?

Titanium Funds's CFPB timely-response rate is 91.8%.

What product generates the most complaints for Titanium Funds?

Among all products tied to Titanium Funds, "Vehicle loan or lease" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Titanium Funds?

The most common issue reported by consumers about Titanium Funds is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Titanium Funds?

You can file a complaint against Titanium Funds directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Titanium Funds?

Consumers in 7 states and territories have filed complaints about Titanium Funds with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Also handles Vehicle loan or lease

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Titanium Funds have?

Titanium Funds has 49 total consumer complaints filed with the CFPB, with 11 filed in the last 12 months.

Does Titanium Funds respond to complaints on time?

Titanium Funds's CFPB timely-response rate is 91.8%.

What product generates the most complaints for Titanium Funds?

Among all products tied to Titanium Funds, "Vehicle loan or lease" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Titanium Funds?

The most common issue reported by consumers about Titanium Funds is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against Titanium Funds?

You can file a complaint against Titanium Funds directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Titanium Funds?

Consumers in 7 states and territories have filed complaints about Titanium Funds with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Titanium Funds's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.