CFPB Consumer Complaint Profile
U.S. Equity Advantage Holdings, Inc.
18 CFPB complaints trace a pattern in how this company responds when customers push back on credit, billing, or collection problems.
Data updated 2026-08-14
- 18
- Total complaints
- Below average
- 6
- Last 12 months
- 100%
- Timely response
- Top decile
- 8
- States affected
The verdict
U.S. Equity Advantage Holdings, Inc. ranks #3004 of 3,843 financial companies by CFPB complaint volume, with 18 complaints on record. It posts a 100% on-time response rate, the 86th percentile among companies with 100+ complaints.
- #3004
- of 3,843 companies by volume
- 100%
- on time (86th pctile)
- Vehicle loan or lease
- most-complained product
- 8
- states with complaints
Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.
Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.
U.S. Equity Advantage Holdings, Inc. vs. all companies by on-time response rate
Every company with 100+ CFPB complaints on file (1,335 total)
100% Top 14% higher than 86% of 1,335 companies
companies with 100+ CFPB complaints, bucketed by value
Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14
Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.
Reading this profile
Source: CFPB Consumer Complaint Database
Complaints by Product
Top Issues
Complaints by Year
| Year | Complaints |
|---|---|
| 2020 | 1 |
| 2021 | 1 |
| 2022 | 5 |
| 2023 | 2 |
| 2024 | 1 |
| 2025 | 8 |
Complaints by State (Top 15)
Company Responses
What the CFPB Complaint Record Shows for U.S. Equity Advantage Holdings, Inc.
18 complaints against U.S. Equity Advantage Holdings, Inc. appear in the CFPB record, including 6 from the trailing year. The 8 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Vehicle loan or lease," which sits at the top of the product breakdown. Within that category, the most frequently cited specific issue is "Managing the loan or lease" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.
CFPB-forwarded complaints against U.S. Equity Advantage Holdings, Inc. draw a 100% reply rate inside the Bureau's 15-day window. That is at or above benchmark levels, a sign the company handles intake and escalation well. Among resolved complaints, 44.4% closed with some form of monetary or non-monetary relief to the consumer.
How to read complaint counts
Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.
Frequently Asked Questions
How many CFPB complaints does U.S. Equity Advantage Holdings, Inc. have?
U.S. Equity Advantage Holdings, Inc. has 18 total consumer complaints filed with the CFPB, with 6 filed in the last 12 months.
Does U.S. Equity Advantage Holdings, Inc. respond to complaints on time?
CFPB complaints against U.S. Equity Advantage Holdings, Inc. draw a 100% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for U.S. Equity Advantage Holdings, Inc.?
The most complained-about product for U.S. Equity Advantage Holdings, Inc. is "Vehicle loan or lease." You can view the full product breakdown on this page.
What is the most common complaint issue with U.S. Equity Advantage Holdings, Inc.?
The most common issue reported by consumers about U.S. Equity Advantage Holdings, Inc. is "Managing the loan or lease." All complaint issues are listed above with their counts.
How do I file a complaint against U.S. Equity Advantage Holdings, Inc.?
You can file a complaint against U.S. Equity Advantage Holdings, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about U.S. Equity Advantage Holdings, Inc.?
The CFPB has recorded complaints against U.S. Equity Advantage Holdings, Inc. from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.
Also handles Vehicle loan or lease
Other companies with the same primary CFPB product category on file.
Frequently Asked Questions
How many CFPB complaints does U.S. Equity Advantage Holdings, Inc. have?
U.S. Equity Advantage Holdings, Inc. has 18 total consumer complaints filed with the CFPB, with 6 filed in the last 12 months.
Does U.S. Equity Advantage Holdings, Inc. respond to complaints on time?
CFPB complaints against U.S. Equity Advantage Holdings, Inc. draw a 100% timely-response rate inside the expected window. This is considered excellent.
What product generates the most complaints for U.S. Equity Advantage Holdings, Inc.?
The most complained-about product for U.S. Equity Advantage Holdings, Inc. is "Vehicle loan or lease." You can view the full product breakdown on this page.
What is the most common complaint issue with U.S. Equity Advantage Holdings, Inc.?
The most common issue reported by consumers about U.S. Equity Advantage Holdings, Inc. is "Managing the loan or lease." All complaint issues are listed above with their counts.
How do I file a complaint against U.S. Equity Advantage Holdings, Inc.?
You can file a complaint against U.S. Equity Advantage Holdings, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.
In how many states have consumers complained about U.S. Equity Advantage Holdings, Inc.?
The CFPB has recorded complaints against U.S. Equity Advantage Holdings, Inc. from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.