CFPB Consumer Complaint Profile

Viking Client Services

What 338 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

338
Total complaints
Above average
64
Last 12 months
98.5%
Timely response
Above median
43
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Viking Client Services sits at #643, with 338 complaints logged. On-time replies land at 98.5%, the 54th percentile for the 100+ complaint peer group.

#643
of 3,843 companies by volume
98.5%
on time (54th pctile)
Debt collection
most-complained product
43
states with complaints
B-
PlainCredit Trust Score
67/100
Viking Client Services · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.5%
Share of complaints answered within the CFPB response window
Dispute Rate C 12.5%
Share of responses the consumer disputed (lower is better)
Relief Rate B 8.3%
Share of complaints closed with monetary or non-monetary relief

Viking Client Services vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.5% Higher than most higher than 54% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 47 in 2024 to 62 in 2025 (2024 → 2025).

See the full year-over-year release diff

Viking Client Services timely response rate 98.5%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 157
Debt collection - I do not know 53
Debt collection - Auto debt 50
Debt collection - Other (i.e. phone, health club, etc.) 21
Debt collection - Credit card debt 13
Debt collection - Auto 13
Debt collection - Rental debt 12
Debt collection - Credit card 9
Credit reporting or other personal consumer reports - Credit reporting 3
Debt collection - Telecommunications debt 2

Top Issues

1.Attempts to collect debt not owed 168
2.Written notification about debt 43
3.False statements or representation 41
4.Cont'd attempts collect debt not owed 29
5.Communication tactics 17
6.Improper contact or sharing of info 9
7.Disclosure verification of debt 8
8.Threatened to contact someone or share information improperly 6
9.Took or threatened to take negative or legal action 6
10.Electronic communications 3

Complaints by Year

Year Complaints
2013 2
2014 8
2015 16
2016 23
2017 19
2018 14
2019 15
2020 14
2021 30
2022 32
2023 44
2024 47
2025 62
2026year in progress 12

Complaints by State (Top 15)

California 57
New York 27
Texas 25
Florida 25
Washington 11
Colorado 11
North Carolina 10
Pennsylvania 10
Arizona 10
Ohio 10
New Jersey 10
South Carolina 9
Georgia 9
Illinois 9
Indiana 8

Company Responses

Closed with explanation 308
Closed with monetary relief 22
Closed with non-monetary relief 6
Closed 2

What the CFPB Complaint Record Shows for Viking Client Services

The CFPB Consumer Complaint Database has logged 338 complaints against Viking Client Services overall, with 64 of those filed in the trailing 12 months. Reports have come from consumers in 43 states and territories, making this a nationwide complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, Viking Client Services posts a 98.5% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. The company's response carried a 12.5% formal-dispute rate on resolved cases, indicating how frequently the initial fix fell short. Among resolved complaints, 8.3% closed with some form of monetary or non-monetary relief to the consumer.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Viking Client Services have?

338 complaints have been filed against Viking Client Services with the CFPB overall - 64 of them in the past year.

Does Viking Client Services respond to complaints on time?

Viking Client Services's CFPB timely-response rate is 98.5%. That is a strong response record by CFPB standards.

What product generates the most complaints for Viking Client Services?

"Debt collection" draws more CFPB complaints against Viking Client Services than any other product - see the full breakdown above.

What is the most common complaint issue with Viking Client Services?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Viking Client Services; the full issue list with counts is above.

How do I file a complaint against Viking Client Services?

You can file a complaint against Viking Client Services directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Viking Client Services?

Consumers in 43 states and territories have filed complaints about Viking Client Services with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Viking Client Services: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (12.5% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026