CFPB Consumer Complaint Profile

Viking Client Services

What the consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

Data updated 2026-08-14

338
Total complaints
Above average
64
Last 12 months
98.5%
Timely response
Above median
43
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Viking Client Services sits at #643. For answering complaints on time it stands at the 54th percentile in the 100+ complaint peer group.

Debt collection
most-complained product
CA
state with the most complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

B-
PlainCredit Trust Score
67/100
Viking Client Services · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B- 98.5%
Share of complaints answered within the CFPB response window
Dispute Rate C 12.5%
Share of responses the consumer disputed (lower is better)
Relief Rate B 8.3%
Share of complaints closed with monetary or non-monetary relief

Viking Client Services vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

98.5% Higher than most higher than 54% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 47 in 2024 to 62 in 2025 (2024 → 2025).

See the full year-over-year release diff

Reading this profile

Complaints by Product

Debt collection - Other debt 157
Debt collection - I do not know 53
Debt collection - Auto debt 50
Debt collection - Other (i.e. phone, health club, etc.) 21
Debt collection - Credit card debt 13
Debt collection - Auto 13
Debt collection - Rental debt 12
Debt collection - Credit card 9
Credit reporting or other personal consumer reports - Credit reporting 3
Debt collection - Telecommunications debt 2

Top Issues

1.Attempts to collect debt not owed 168
2.Written notification about debt 43
3.False statements or representation 41
4.Cont'd attempts collect debt not owed 29
5.Communication tactics 17
6.Improper contact or sharing of info 9
7.Disclosure verification of debt 8
8.Threatened to contact someone or share information improperly 6
9.Took or threatened to take negative or legal action 6
10.Electronic communications 3

Complaints by Year

Year Complaints
2013 2
2014 8
2015 16
2016 23
2017 19
2018 14
2019 15
2020 14
2021 30
2022 32
2023 44
2024 47
2025 62
2026year in progress 12

Complaints by State (Top 15)

California 57
New York 27
Texas 25
Florida 25
Washington 11
Colorado 11
North Carolina 10
Pennsylvania 10
Arizona 10
Ohio 10
New Jersey 10
South Carolina 9
Georgia 9
Illinois 9
Indiana 8

Company Responses

Closed with explanation 308
Closed with monetary relief 22
Closed with non-monetary relief 6
Closed 2

What the CFPB Complaint Record Shows for Viking Client Services

The CFPB Consumer Complaint Database shows a nationwide complaint footprint for Viking Client Services, with consumers across the country filing against it. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. The specific issue named most within that category is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction.

Within the Bureau's 15-day response window, the timely-response measure shows how often forwarded complaints get a reply. This company's rate is at or above the industry benchmark, which suggests its intake and escalation processes are functioning as designed. A formal dispute means the consumer contested the company's response after a case was resolved, a rough measure of how often the first resolution missed the mark. Relief means the case closed with monetary or non-monetary help for the consumer. Both rates sit in the score card above.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Viking Client Services: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (12.5% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Viking Client Services have?

338 complaints have been filed against Viking Client Services with the CFPB overall - 64 of them in the past year.

Does Viking Client Services respond to complaints on time?

Viking Client Services's CFPB timely-response rate is 98.5%. That is a strong response record by CFPB standards.

What product generates the most complaints for Viking Client Services?

"Debt collection" draws more CFPB complaints against Viking Client Services than any other product - see the full breakdown above.

What is the most common complaint issue with Viking Client Services?

Consumers most often cite "Attempts to collect debt not owed" when complaining about Viking Client Services; the full issue list with counts is above.

How do I file a complaint against Viking Client Services?

You can file a complaint against Viking Client Services directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Viking Client Services?

Consumers in 43 states and territories have filed complaints about Viking Client Services with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Viking Client Services's complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.