Webcollex, LLC

CFPB Consumer Complaint Profile

354
Total Complaints
19
Last 12 Months
88.7%
Timely Response
39
States Affected
Webcollex, LLC timely response rate 88.7%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Credit utilization context — why this matters

A primer on how revolving balance ratios shape credit-bureau scoring; useful when reading complaints about account closures and credit-line cuts.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-45 to -70)75-100Maxed (-60 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Product

Debt collection — I do not know 112
Debt collection — Credit card debt 92
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 43
Debt collection — Other debt 40
Credit reporting or other personal consumer reports — Credit reporting 16
Debt collection — Other (i.e. phone, health club, etc.) 16
Debt collection — Credit card 15
Debt collection — Payday loan debt 5
Debt collection — Payday loan 5
Credit card — General-purpose credit card or charge card 2

Top Issues

1.Attempts to collect debt not owed 92
2.Written notification about debt 55
3.Communication tactics 53
4.Incorrect information on your report 39
5.False statements or representation 20
6.Took or threatened to take negative or legal action 17
7.Cont'd attempts collect debt not owed 15
8.Improper contact or sharing of info 13
9.Improper use of your report 11
10.Disclosure verification of debt 11

Complaints by Year

Year Complaints
2013 7
2014 23
2015 15
2016 7
2017 13
2018 14
2019 38
2020 66
2021 48
2022 52
2023 33
2024 15
2025 20
2026 3

Complaints by State (Top 15)

Texas 49
California 41
Florida 40
Georgia 22
New York 18
Pennsylvania 17
Illinois 13
Maryland 12
North Carolina 12
Nevada 11
Virginia 10
New Jersey 10
Ohio 9
Arizona 8
Minnesota 7

Company Responses

Closed with explanation 301
Untimely response 33
Closed 19
Closed with non-monetary relief 1

What the CFPB Complaint Record Shows for Webcollex, LLC

The CFPB Consumer Complaint Database has logged 354 complaints against Webcollex, LLC overall, with 19 of those filed in the trailing 12 months. Reports have come from consumers in 39 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Webcollex, LLC's timely response rate stands at 88.7%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark and tends to correlate with higher consumer dispute rates downstream. Consumers formally disputed the company's response in 24.6% of resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Of complaints that were resolved, 0.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Webcollex, LLC have?

Webcollex, LLC has 354 total consumer complaints filed with the CFPB, with 19 filed in the last 12 months.

Does Webcollex, LLC respond to complaints on time?

Webcollex, LLC has a 88.7% timely response rate to CFPB complaints.

What product generates the most complaints for Webcollex, LLC?

The most complained-about product for Webcollex, LLC is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Webcollex, LLC?

The most common issue reported by consumers about Webcollex, LLC is "Attempts to collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Webcollex, LLC?

You can file a complaint against Webcollex, LLC directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Webcollex, LLC?

Consumers in 39 states and territories have filed complaints about Webcollex, LLC with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

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