CFPB Consumer Complaint Profile

Works & Lentz of Tulsa, Inc.

Behind the 70 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

70
Total complaints
Mid-range
7
Last 12 months
97.1%
Timely response
Below median
8
States affected

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The verdict

70 CFPB complaints put Works & Lentz of Tulsa, Inc. at #1561 out of 3,843 financial companies ranked by complaint volume. Its on-time response rate is 97.1%, the 40th percentile among companies with 100+ complaints.

#1561
of 3,843 companies by volume
97.1%
on time (40th pctile)
Debt collection
most-complained product
8
states with complaints

Raw complaint volume, not a rate: larger institutions naturally draw more CFPB complaints because they serve more customers, and a complaint is a consumer-filed record, not a proven finding of wrongdoing.

F
PlainCredit Trust Score
39/100
Works & Lentz of Tulsa, Inc. · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response C+ 97.1%
Share of complaints answered within the CFPB response window
Dispute Rate F 21.2%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Works & Lentz of Tulsa, Inc. vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

97.1% Around the middle higher than 40% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

Works & Lentz of Tulsa, Inc. timely response rate 97.1%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Medical 28
Debt collection - Medical debt 27
Debt collection - I do not know 6
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 3
Student loan - Private student loan 2
Debt collection - Payday loan debt 1
Debt collection - Other debt 1
Debt collection - Other (i.e. phone, health club, etc.) 1
Debt collection - Auto 1

Top Issues

1.Cont'd attempts collect debt not owed 15
2.False statements or representation 11
3.Took or threatened to take negative or legal action 10
4.Attempts to collect debt not owed 8
5.Written notification about debt 7
6.Communication tactics 6
7.Disclosure verification of debt 6
8.Incorrect information on your report 2
9.Taking/threatening an illegal action 2
10.Dealing with your lender or servicer 2

Complaints by Year

Year Complaints
2013 1
2014 7
2015 4
2016 16
2017 13
2018 10
2019 3
2020 3
2021 3
2023 1
2024 1
2025 7
2026year in progress 1

Complaints by State (Top 15)

Oklahoma 60
Texas 4
New Mexico 1
Louisiana 1
Arkansas 1
Colorado 1
Arizona 1
Missouri 1

Company Responses

Closed with explanation 69
In progress 1

What the CFPB Complaint Record Shows for Works & Lentz of Tulsa, Inc.

70 complaints against Works & Lentz of Tulsa, Inc. appear in the CFPB record, including 7 from the trailing year. The 8 states and territories represented put this footprint in geographically concentrated territory. No product draws more complaints than "Debt collection," which sits at the top of the product breakdown. Inside that category, "Cont'd attempts collect debt not owed" comes up most often - worth a look for anyone trying to spot the company's recurring pain point.

Within the Bureau's 15-day response window, Works & Lentz of Tulsa, Inc. posts a 97.1% reply rate on forwarded complaints. That clears the industry benchmark, pointing to intake and escalation processes that are working as intended. Consumers formally disputed the company's response at a 21.2% rate among resolved cases, a signal of how often the initial resolution failed to satisfy the complainant. Resolved complaints closed with monetary or non-monetary relief for the consumer at a 0% rate.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Works & Lentz of Tulsa, Inc. have?

70 complaints have been filed against Works & Lentz of Tulsa, Inc. with the CFPB overall - 7 of them in the past year.

Does Works & Lentz of Tulsa, Inc. respond to complaints on time?

Works & Lentz of Tulsa, Inc. has a 97.1% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Works & Lentz of Tulsa, Inc.?

Among all products tied to Works & Lentz of Tulsa, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Works & Lentz of Tulsa, Inc.?

The most common issue reported by consumers about Works & Lentz of Tulsa, Inc. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Works & Lentz of Tulsa, Inc.?

You can file a complaint against Works & Lentz of Tulsa, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Works & Lentz of Tulsa, Inc.?

The CFPB has recorded complaints against Works & Lentz of Tulsa, Inc. from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Works & Lentz of Tulsa, Inc.: nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (21.2% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Frequently Asked Questions

How many CFPB complaints does Works & Lentz of Tulsa, Inc. have?

70 complaints have been filed against Works & Lentz of Tulsa, Inc. with the CFPB overall - 7 of them in the past year.

Does Works & Lentz of Tulsa, Inc. respond to complaints on time?

Works & Lentz of Tulsa, Inc. has a 97.1% timely response rate to CFPB complaints. That is a strong response record by CFPB standards.

What product generates the most complaints for Works & Lentz of Tulsa, Inc.?

Among all products tied to Works & Lentz of Tulsa, Inc., "Debt collection" accounts for the largest share of complaints (full breakdown above).

What is the most common complaint issue with Works & Lentz of Tulsa, Inc.?

The most common issue reported by consumers about Works & Lentz of Tulsa, Inc. is "Cont'd attempts collect debt not owed." All complaint issues are listed above with their counts.

How do I file a complaint against Works & Lentz of Tulsa, Inc.?

You can file a complaint against Works & Lentz of Tulsa, Inc. directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Works & Lentz of Tulsa, Inc.?

The CFPB has recorded complaints against Works & Lentz of Tulsa, Inc. from 8 separate states and territories, including jurisdictions beyond the 52 with a dedicated state page here - Guam, the U.S. Virgin Islands, and APO/FPO military postal codes among them.

Works & Lentz of Tulsa, Inc.'s complaint figures come from the CFPB Consumer Complaint Database, data through March 2026. See our methodology for details.