CFPB Consumer Complaint Profile

ZuntaFi Corp

What 123 consumer complaints filed with the Consumer Financial Protection Bureau reveal about how this company handles credit, billing and collection disputes.

123
Total complaints
30
Last 12 months
95.9%
Timely response
29
States affected

The verdict

ZuntaFi Corp ranks #1218 of 3,848 financial companies by CFPB complaint volume, with 123 complaints on record. It answers 95.9% of complaints on time — above the 93% median for companies with 100+ complaints.

#1218
of 3,848 companies by volume
95.9%
answered on time
Student loan
most-complained product
29
states with complaints
ZuntaFi Corp timely response rate 95.9%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Complaints by Product

Student loan — Private student loan 42
Credit reporting or other personal consumer reports — Credit reporting 29
Debt collection — I do not know 13
Debt collection — Private student loan debt 11
Payday loan, title loan, or personal loan — Installment loan 5
Credit reporting, credit repair services, or other personal consumer reports — Credit reporting 5
Debt collection — Medical debt 4
Debt collection — Other debt 3
Debt collection — Federal student loan debt 2
Debt collection — Credit card debt 1

Top Issues

1.Incorrect information on your report 26
2.Dealing with your lender or servicer 22
3.Attempts to collect debt not owed 15
4.Getting a loan 10
5.False statements or representation 9
6.Improper use of your report 8
7.Written notification about debt 6
8.Struggling to repay your loan 5
9.Problem with a company's investigation into an existing problem 4
10.Took or threatened to take negative or legal action 4

Complaints by Year

Year Complaints
2020 2
2021 10
2022 20
2023 22
2024 35
2025 29
2026 5

Complaints by State (Top 15)

California 14
Texas 11
Florida 10
Georgia 10
Minnesota 9
New York 7
Tennessee 6
North Carolina 6
Arizona 5
South Carolina 5
Washington 4
Pennsylvania 4
Delaware 4
Illinois 3
Maryland 3

Company Responses

Closed with explanation 119
Closed with non-monetary relief 4

What the CFPB Complaint Record Shows for ZuntaFi Corp

The CFPB Consumer Complaint Database has logged 123 complaints against ZuntaFi Corp overall, with 30 of those filed in the trailing 12 months. Reports have come from consumers in 29 states and territories, making this a multi-regional complaint footprint. The single largest complaint category is "Student loan," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Incorrect information on your report" — a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

ZuntaFi Corp's timely response rate stands at 95.9%, meaning that share of CFPB-forwarded complaints received a company reply within the 15-day window the Bureau expects. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Of complaints that were resolved, 3.3% closed with some form of monetary or non-monetary relief to the consumer.

Complaint counts alone do not tell the full story — larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration (which hints at regional servicing issues or regulatory exposure), and the ratio of monetary-relief closures to closed-without-relief outcomes. Taken together, these fields give consumers a reasonable empirical basis for deciding whether to escalate a dispute, and give researchers a starting point for investigating institutional patterns.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does ZuntaFi Corp have?

ZuntaFi Corp has 123 total consumer complaints filed with the CFPB, with 30 filed in the last 12 months.

Does ZuntaFi Corp respond to complaints on time?

ZuntaFi Corp has a 95.9% timely response rate to CFPB complaints. This is considered excellent.

What product generates the most complaints for ZuntaFi Corp?

The most complained-about product for ZuntaFi Corp is "Student loan." You can view the full product breakdown on this page.

What is the most common complaint issue with ZuntaFi Corp?

The most common issue reported by consumers about ZuntaFi Corp is "Incorrect information on your report." All complaint issues are listed above with their counts.

How do I file a complaint against ZuntaFi Corp?

You can file a complaint against ZuntaFi Corp directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about ZuntaFi Corp?

Consumers in 29 states and territories have filed complaints about ZuntaFi Corp with the CFPB.

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database Data through March 2026

Related