2026 data Public-data reference. official source

Aargon Agency, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

2,353
Debt Collection Complaints
80.6%
of All Complaints
94.1%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 785
Medical debt 691
Other debt 567
Other (i.e. phone, health club, etc.) 113
Medical 110
Credit card debt 43
Telecommunications debt 26
Rental debt 5
Payday loan 4
Credit card 2
Mortgage 2
Private student loan debt 1
Auto debt 1
Payday loan debt 1
Mortgage debt 1
Auto 1

Top Complaint Issues

1.Attempts to collect debt not owed 1,044
2.Written notification about debt 485
3.Incorrect information on your report 282
4.False statements or representation 255
5.Took or threatened to take negative or legal action 191
6.Cont'd attempts collect debt not owed 151
7.Improper use of your report 116
8.Communication tactics 109
9.Disclosure verification of debt 83
10.Problem with a company's investigation into an existing problem 79

Company Responses

Closed with explanation 2,613
Closed 195
In progress 113
Consumers who disputed the response 26.3%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 10
2014 51
2015 95
2016 96
2017 143
2018 138
2019 129
2020 211
2021 317
2022 255
2023 226
2024 371
2025 651
2026 228

Complaints by State (Top 15)

Nevada 626
Texas 299
California 271
Illinois 248
Florida 236
Missouri 142
Maryland 111
South Carolina 106
Pennsylvania 82
Georgia 73
New Jersey 70
Colorado 67
Arizona 52
New York 43
Virginia 42

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 323
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 223
Credit reporting 7
Credit reporting, credit repair services, or other personal consumer reports - Credit repair services 4
Credit card - General-purpose credit card or charge card 3
Credit card or prepaid card - General-purpose credit card or charge card 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Aargon Agency, Inc.

The CFPB has logged 2,353 debt-collection complaints against Aargon Agency, Inc., 80.6% of the 2,921 complaints filed against this entity overall. Consumers in 50 states and territories have filed reports, putting this collection operation in nationwide territory by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 94.1% of forwarded complaints. That is under the 95% benchmark collectors are expected to hit, often a precursor to higher dispute rates. 0% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. The response was formally disputed in 26.3% of resolved cases, indicating how frequently the initial fix fell short.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Aargon Agency, Inc. have?

Aargon Agency, Inc. has 2,353 debt collection complaints filed with the CFPB, representing 80.6% of all complaints against this company.

Does Aargon Agency, Inc. respond to complaints on time?

Aargon Agency, Inc. has a 94.1% timely response rate.

Does Aargon Agency, Inc. provide relief to consumers?

0% of resolved complaints against Aargon Agency, Inc. were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Aargon Agency, Inc. primarily collect?

Based on CFPB complaint records, Aargon Agency, Inc.'s primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against Aargon Agency, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Aargon Agency, Inc. active?

CFPB data shows consumer complaints against Aargon Agency, Inc. from 50 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.