2026 data Public-data reference. official source

Stenger & Stenger, P.C

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

311
Debt Collection Complaints
88.9%
of All Complaints
99.7%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Credit card debt 191
I do not know 55
Credit card 22
Other debt 22
Other (i.e. phone, health club, etc.) 5
Auto debt 5
Payday loan debt 5
Auto 2
Medical debt 2
Telecommunications debt 1
Mortgage debt 1

Top Complaint Issues

1.Took or threatened to take negative or legal action 89
2.Attempts to collect debt not owed 85
3.False statements or representation 47
4.Written notification about debt 41
5.Incorrect information on your report 17
6.Communication tactics 16
7.Taking/threatening an illegal action 12
8.Cont'd attempts collect debt not owed 9
9.Threatened to contact someone or share information improperly 6
10.Disclosure verification of debt 5

Company Responses

Closed with explanation 350
Consumers who disputed the response 26.3%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 4
2014 7
2015 7
2016 8
2017 15
2018 17
2019 16
2020 22
2021 33
2022 40
2023 42
2024 43
2025 79
2026 17

Complaints by State (Top 15)

Ohio 74
Georgia 60
Michigan 57
Indiana 39
Tennessee 37
Kentucky 27
Colorado 16
Minnesota 14
New Jersey 8
Illinois 5
California 4
Arizona 2
Mississippi 1
Iowa 1
Washington 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 11
Credit reporting or other personal consumer reports - Credit reporting 8
Credit card - General-purpose credit card or charge card 4
Credit card or prepaid card - General-purpose credit card or charge card 3
Credit card - Store credit card 2
Checking or savings account - Checking account 2
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Stenger & Stenger, P.C

The CFPB has logged 311 debt-collection complaints against Stenger & Stenger, P.C, 88.9% of the 350 complaints filed against this entity overall. Consumers in 18 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Credit card debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The specific issue named most is "Took or threatened to take negative or legal action," a reasonable starting point for understanding recurring friction with this collector.

Within the Bureau's 15-day response window, this company answers 99.7% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 0% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 26.3% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Stenger & Stenger, P.C have?

The CFPB has logged 311 debt-collection complaints against Stenger & Stenger, P.C, 88.9% of all complaints filed against this company.

Does Stenger & Stenger, P.C respond to complaints on time?

99.7% of the CFPB complaints against Stenger & Stenger, P.C get a response within the expected window. This is considered excellent.

Does Stenger & Stenger, P.C provide relief to consumers?

Of resolved complaints against Stenger & Stenger, P.C, 0% ended with consumer relief of some kind.

What type of debt does Stenger & Stenger, P.C primarily collect?

"Credit card debt" is the debt type Stenger & Stenger, P.C is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Stenger & Stenger, P.C?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Stenger & Stenger, P.C active?

CFPB data shows consumer complaints against Stenger & Stenger, P.C from 18 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.