2026 data Public-data reference. official source

ProCollect, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

4,377
Debt Collection Complaints
81.4%
of All Complaints
89.5%
Timely Response
0%
Closed with Relief

Debt Collection Complaint Breakdown

Other debt 1,287
Rental debt 1,284
I do not know 1,257
Other (i.e. phone, health club, etc.) 278
Medical 110
Mortgage debt 57
Credit card debt 51
Medical debt 30
Mortgage 10
Telecommunications debt 8
Credit card 3
Auto debt 1
Federal student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 1,823
2.Written notification about debt 814
3.False statements or representation 570
4.Incorrect information on your report 494
5.Took or threatened to take negative or legal action 456
6.Communication tactics 265
7.Cont'd attempts collect debt not owed 251
8.Improper use of your report 196
9.Problem with a company's investigation into an existing problem 168
10.Disclosure verification of debt 124

Company Responses

Closed with explanation 5,374
Closed 2
Consumers who disputed the response 31.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 19
2014 85
2015 142
2016 160
2017 271
2018 254
2019 184
2020 242
2021 321
2022 395
2023 520
2024 886
2025 1,496
2026 401

Complaints by State (Top 15)

Texas 2,612
Florida 470
Georgia 313
Mississippi 222
Louisiana 216
California 149
North Carolina 125
Michigan 115
Alabama 79
Illinois 68
New York 61
Tennessee 59
Ohio 59
Arkansas 58
Arizona 56

Other Complaint Types

Credit reporting or other personal consumer reports - Credit reporting 594
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 326
Credit reporting or other personal consumer reports - Other personal consumer report 37
Credit reporting 13
Credit reporting, credit repair services, or other personal consumer reports - Other personal consumer report 10
Debt or credit management - Debt settlement 9
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for ProCollect, Inc.

4,377 debt-collection complaints against ProCollect, Inc. appear in the CFPB record - 81.4% of the 5,376 complaints filed about this entity. The 53 states and territories represented make this a nationwide operation by complaint volume. "Other debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

89.5% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Among resolved cases, 0% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. In 31.9% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does ProCollect, Inc. have?

The CFPB has logged 4,377 debt-collection complaints against ProCollect, Inc., 81.4% of all complaints filed against this company.

Does ProCollect, Inc. respond to complaints on time?

89.5% of the CFPB complaints against ProCollect, Inc. get a response within the expected window.

Does ProCollect, Inc. provide relief to consumers?

Of resolved complaints against ProCollect, Inc., 0% ended with consumer relief of some kind.

What type of debt does ProCollect, Inc. primarily collect?

"Other debt" is the debt type ProCollect, Inc. is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against ProCollect, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is ProCollect, Inc. active?

CFPB data shows consumer complaints against ProCollect, Inc. from 53 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.