2026 data Public-data reference. official source

Account Resolution Corporation

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

253
Debt Collection Complaints
79.1%
of All Complaints
99.7%
Timely Response
1.6%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 131
I do not know 68
Medical 26
Other debt 24
Other (i.e. phone, health club, etc.) 2
Credit card debt 1
Private student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 90
2.Written notification about debt 54
3.False statements or representation 41
4.Incorrect information on your report 30
5.Took or threatened to take negative or legal action 29
6.Problem with a credit reporting company's investigation into an existing problem 16
7.Cont'd attempts collect debt not owed 16
8.Improper use of your report 11
9.Communication tactics 10
10.Disclosure verification of debt 9

Company Responses

Closed with explanation 315
Closed with non-monetary relief 5
Consumers who disputed the response 5.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 2
2014 10
2015 6
2016 9
2017 18
2018 22
2019 22
2020 38
2021 42
2022 40
2023 27
2024 30
2025 50
2026 4

Complaints by State (Top 15)

Missouri 163
Texas 27
Illinois 24
Kansas 16
Georgia 15
Florida 10
Maryland 10
Arkansas 9
Indiana 6
Louisiana 5
Arizona 4
California 4
Alabama 3
Tennessee 3
South Carolina 3

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 42
Credit reporting or other personal consumer reports - Credit reporting 24
Credit reporting 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Account Resolution Corporation

253 debt-collection complaints against Account Resolution Corporation appear in the CFPB record - 79.1% of the 320 complaints filed about this entity. The 27 states and territories represented make this a multi-state operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

99.7% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 1.6% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 5.9% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Account Resolution Corporation have?

The CFPB has logged 253 debt-collection complaints against Account Resolution Corporation, 79.1% of all complaints filed against this company.

Does Account Resolution Corporation respond to complaints on time?

99.7% of the CFPB complaints against Account Resolution Corporation get a response within the expected window. That is a strong response record by CFPB standards.

Does Account Resolution Corporation provide relief to consumers?

Account Resolution Corporation closed 1.6% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Account Resolution Corporation primarily collect?

Based on CFPB complaint records, Account Resolution Corporation's primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against Account Resolution Corporation?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Account Resolution Corporation active?

Account Resolution Corporation has received consumer complaints from 27 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.