2026 data Public-data reference. official source

Financial Data Systems

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

CFPB collection forwarding receipt

Forwarded record DC-FINANCIAL-DATA-SYS Financial Data Systems

255 DC complaints · rank #311/656 · 68.6% timely

  • DC 255
  • RANK #311/656
  • TIMELY 68.6%
  • RELIEF 1.4%
  • DISPUTE 16.2%
  • STATES 19
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Receivable Management Group…

Photo peer: Receivable Management Group, Inc. (GA) (255)

Receivable Management Group,…255Collection Consultants of Ca…254Cottonwood Financial Ltd.253Financial Data Systems (this)255
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Financial Data Systems's 255 debt-collection complaints sit next to Receivable Management Group, Inc. (GA) (255) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Financial Data Systems →

Debt Collection Complaint Breakdown

Medical debt 126
I do not know 71
Medical 25
Other debt 22
Credit card debt 6
Other (i.e. phone, health club, etc.) 5

Top Complaint Issues

1.Attempts to collect debt not owed 97
2.Written notification about debt 91
3.Incorrect information on your report 72
4.Problem with a credit reporting company's investigation into an existing problem 16
5.Cont'd attempts collect debt not owed 15
6.Communication tactics 14
7.Took or threatened to take negative or legal action 11
8.False statements or representation 10
9.Disclosure verification of debt 9
10.Improper use of your report 9

Company Responses

Closed with explanation 352
Closed with non-monetary relief 5
Consumers who disputed the response 16.2%

Complaints by Year

Year Complaints
2014 3
2015 5
2016 24
2017 24
2018 43
2019 28
2020 30
2021 127
2022 50
2023 23

Complaints by State (Top 15)

North Carolina 168
South Carolina 86
Texas 23
Florida 20
Georgia 15
New Jersey 11
Mississippi 7
Maryland 6
Virginia 5
West Virginia 2
Ohio 2
Alabama 2
California 2
Maine 2
Michigan 1

What the CFPB Record Shows for Financial Data Systems

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Financial Data Systems ranks #311 of 656 debt collectors by debt-collection complaint volume (53rd percentile), using the same dc_complaints sort as the Collectors directory. The CFPB has logged 255 debt-collection complaints against Financial Data Systems, 71.4% of the 357 complaints filed against this entity overall. Consumers in 19 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. "Medical debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 68.6% of forwarded complaints. That is far under the 95% benchmark, a material red flag since late or missing responses are strongly linked to CFPB supervisory action against collectors. 1.4% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. Consumers formally disputed the company's response in 16.2% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Financial Data Systems → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Financial Data Systems: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does Financial Data Systems have?

255 debt-collection complaints name Financial Data Systems in this CFPB extract - corpus rank #311/656.

Does Financial Data Systems respond to CFPB complaints on time?

The timely-response rate for Financial Data Systems in this extract is 68.6%.

What issue do consumers cite most about Financial Data Systems?

The most-cited issue in complaints about Financial Data Systems is "Attempts to collect debt not owed."

How should I read Financial Data Systems's CFPB complaint record?

Financial Data Systems's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.