2026 data Public-data reference. official source

Collection Consultants of California

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical

254
Debt Collection Complaints
85.5%
of All Complaints
82.2%
Timely Response
1.3%
Closed with Relief

Debt Collection Complaint Breakdown

Medical 103
Medical debt 90
I do not know 36
Other (i.e. phone, health club, etc.) 12
Other debt 10
Payday loan debt 1
Credit card debt 1
Auto debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 66
2.Cont'd attempts collect debt not owed 65
3.Disclosure verification of debt 38
4.Written notification about debt 35
5.False statements or representation 23
6.Incorrect information on your report 19
7.Problem with a credit reporting company's investigation into an existing problem 16
8.Communication tactics 12
9.Took or threatened to take negative or legal action 6
10.Improper contact or sharing of info 6

Company Responses

Closed with explanation 290
Closed with non-monetary relief 4
Closed 3
Consumers who disputed the response 24.2%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 7
2014 33
2015 41
2016 25
2017 61
2018 52
2019 26
2020 9
2021 23
2022 5
2023 7
2024 7
2025 1

Complaints by State (Top 15)

California 269
Nevada 5
Florida 5
Arizona 4
Texas 4
Colorado 2
Oklahoma 2
Kansas 1
Ohio 1
Louisiana 1
Oregon 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 37
Credit reporting 3
Credit reporting or other personal consumer reports - Credit reporting 3
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Collection Consultants of California

The CFPB has logged 254 debt-collection complaints against Collection Consultants of California, 85.5% of the 297 complaints filed against this entity overall. Consumers in 11 states and territories have filed reports, putting this collection operation in geographically focused territory by complaint volume. The most common debt type behind these complaints is "Medical," which is the category consumers most often describe when they file a CFPB report about this collector. "Attempts to collect debt not owed" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 82.2%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That sits below the 95% industry benchmark, which historically correlates with higher downstream dispute rates. Among resolved cases, 1.3% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 24.2% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Collection Consultants of California have?

The CFPB has logged 254 debt-collection complaints against Collection Consultants of California, 85.5% of all complaints filed against this company.

Does Collection Consultants of California respond to complaints on time?

Collection Consultants of California has a 82.2% timely response rate.

Does Collection Consultants of California provide relief to consumers?

1.3% of resolved complaints against Collection Consultants of California were closed with some form of consumer relief (monetary or non-monetary).

What type of debt does Collection Consultants of California primarily collect?

Collection Consultants of California primarily collects "Medical" based on CFPB complaint data. The full breakdown of debt types is shown above.

What rights do I have against Collection Consultants of California?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Collection Consultants of California active?

Consumers in 11 states and territories have filed CFPB complaints against Collection Consultants of California.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.