2026 data Public-data reference. official source

Midstate Collection Solutions, Inc.

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-MIDSTATE-COLLECTIO Midstate Collection Solutions, Inc.

83 DC complaints · rank #642/656 · 83.6% timely

  • DC 83
  • RANK #642/656
  • TIMELY 83.6%
  • RELIEF 17.3%
  • DISPUTE 31.6%
  • STATES 9
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO Ballybunion Enterprises, Inc

Photo peer: Ballybunion Enterprises, Inc (83)

Ballybunion Enterprises, Inc83Credit Adjustments Inc83RSH & Associates, LLC83Midstate Collection Solution…83
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Midstate Collection Solutions, Inc.'s 83 debt-collection complaints sit next to Ballybunion Enterprises, Inc (83) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Midstate Collection Solutio… →

Debt Collection Complaint Breakdown

I do not know 29
Other debt 17
Medical debt 12
Other (i.e. phone, health club, etc.) 8
Medical 6
Rental debt 5
Credit card debt 2
Non-federal student loan 2
Private student loan debt 2

Top Complaint Issues

1.Attempts to collect debt not owed 34
2.Written notification about debt 15
3.Cont'd attempts collect debt not owed 15
4.Incorrect information on your report 12
5.False statements or representation 11
6.Improper use of your report 9
7.Problem with a credit reporting company's investigation into an existing problem 3
8.Disclosure verification of debt 3
9.Problem with a company's investigation into an existing problem 2
10.Took or threatened to take negative or legal action 2

Company Responses

Closed with explanation 91
Closed with non-monetary relief 17
Closed with monetary relief 2
Consumers who disputed the response 31.6%

Complaints by Year

Year Complaints
2014 4
2015 9
2016 3
2017 8
2018 11
2019 5
2020 6
2021 12
2022 17
2023 13
2024 14
2025 8

Complaints by State (Top 15)

Illinois 95
Texas 3
Florida 3
Georgia 2
Indiana 2
Tennessee 1
Missouri 1
Pennsylvania 1
Colorado 1

What the CFPB Record Shows for Midstate Collection Solutions, Inc.

According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Midstate Collection Solutions, Inc. ranks #642 of 656 debt collectors by debt-collection complaint volume (2nd percentile), using the same dc_complaints sort as the Collectors directory. 83 debt-collection complaints against Midstate Collection Solutions, Inc. appear in the CFPB record - 75.5% of the 110 complaints filed about this entity. The 9 states and territories represented make this a geographically focused operation by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

83.6% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That falls short of the 95% benchmark, a gap that tends to track with more disputes downstream. Of resolved cases, 17.3% closed with monetary or non-monetary relief to the consumer. In 31.6% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Midstate Collection Solutions, Inc. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Midstate Collection Solutions, Inc.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (83 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (31.6% here).

Frequently asked questions

How many CFPB debt-collection complaints does Midstate Collection Solutions, Inc. have?

Midstate Collection Solutions, Inc. has 83 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #642 of 656 collectors by that volume.

Does Midstate Collection Solutions, Inc. respond to CFPB complaints on time?

Midstate Collection Solutions, Inc.'s timely response rate on CFPB complaints is 83.6%.

What issue do consumers cite most about Midstate Collection Solutions, Inc.?

The most-cited issue in complaints about Midstate Collection Solutions, Inc. is "Attempts to collect debt not owed."

How should I read Midstate Collection Solutions, Inc.'s CFPB complaint record?

These figures summarize what consumers filed with the CFPB about Midstate Collection Solutions, Inc.. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.