CFPB Consumer Complaint Profile

Berlin-Wheeler, Inc. (Kansas)

Behind the 423 CFPB complaints on file for this company is a data trail showing how it typically handles credit, billing and collection disputes.

Data updated 2026-08-14

423
Total complaints
Above average
14
Last 12 months
99.8%
Timely response
Top decile
34
States affected

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The verdict

Among 3,843 financial companies tracked by CFPB complaint volume, Berlin-Wheeler, Inc. (Kansas) sits at #557, with 423 complaints logged. Its on-time response rate is 99.8%, the 79th percentile among companies with 100+ complaints.

#557
of 3,843 companies by volume
99.8%
on time (79th pctile)
Debt collection
most-complained product
34
states with complaints
C
PlainCredit Trust Score
59/100
Berlin-Wheeler, Inc. (Kansas) · 3 of 3 dimensions reported

Based on this company's own CFPB response record -- timely response, dispute rate, and relief rate, each benchmarked against every tracked company with 10+ complaints. Not a measure of product quality, pricing, or company size.

Timely Response B+ 99.8%
Share of complaints answered within the CFPB response window
Dispute Rate A- 3.6%
Share of responses the consumer disputed (lower is better)
Relief Rate F 0.0%
Share of complaints closed with monetary or non-monetary relief

Berlin-Wheeler, Inc. (Kansas) vs. all companies by on-time response rate

Every company with 100+ CFPB complaints on file (1,335 total)

99.8% Top 21% higher than 79% of 1,335 companies

companies with 100+ CFPB complaints, bucketed by value

Each bar is a band; taller bars hold more companies. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source Consumer Financial Protection Bureau, Consumer Complaint Database · 2026-08-14

What changed

CFPB Consumer Complaint Database 2024 to 2025 complete years

  • Annual CFPB complaint volume moved from 104 in 2024 to 14 in 2025 (2024 → 2025).

See the full year-over-year release diff

Berlin-Wheeler, Inc. (Kansas) timely response rate 99.8%
Industry benchmark

Percent of CFPB complaints answered within the regulator's expected window. Industry benchmark sits at 95%.

Reading this profile

Complaints by Product

Debt collection - Other debt 124
Debt collection - I do not know 75
Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 61
Debt collection - Telecommunications debt 61
Credit reporting or other personal consumer reports - Credit reporting 37
Debt collection - Medical debt 30
Debt collection - Other (i.e. phone, health club, etc.) 18
Debt collection - Credit card debt 6
Debt collection - Medical 4
Debt collection - Rental debt 2

Top Issues

1.Attempts to collect debt not owed 174
2.Written notification about debt 56
3.Incorrect information on your report 47
4.Improper use of your report 29
5.False statements or representation 27
6.Communication tactics 20
7.Took or threatened to take negative or legal action 19
8.Cont'd attempts collect debt not owed 15
9.Problem with a credit reporting company's investigation into an existing problem 15
10.Disclosure verification of debt 5

Complaints by Year

Year Complaints
2013 1
2014 3
2015 5
2016 11
2017 12
2018 25
2019 21
2020 28
2021 38
2022 59
2023 100
2024 104
2025 14
2026year in progress 2

Complaints by State (Top 15)

Arizona 51
Louisiana 44
Nevada 42
California 41
Kansas 37
Virginia 33
Texas 31
Florida 28
Oklahoma 18
Arkansas 14
Georgia 11
Missouri 10
Rhode Island 7
Ohio 6
New York 6

Company Responses

Closed with explanation 423

What the CFPB Complaint Record Shows for Berlin-Wheeler, Inc. (Kansas)

Berlin-Wheeler, Inc. (Kansas) carries 423 complaints in the CFPB's database, 14 of them filed within the past 12 months. Consumers spanning 34 states and territories have weighed in, giving this a multi-regional footprint. The single largest complaint category is "Debt collection," which consistently leads the product-level breakdown and signals where consumer friction is most acute. Within that category, the most frequently cited specific issue is "Attempts to collect debt not owed" - a useful starting point for anyone trying to understand what goes wrong most often in the company's consumer interactions.

Within the Bureau's 15-day response window, Berlin-Wheeler, Inc. (Kansas) posts a 99.8% reply rate on forwarded complaints. That figure is at or above the industry benchmark and suggests the company's intake and escalation processes are functioning as designed. Resolved cases drew a formal consumer-dispute rate of 3.6% - a rough measure of how often the first resolution missed the mark. Among resolved complaints, the consumer-relief closure rate is 0%.

How to read complaint counts

Complaint counts alone do not tell the full story: larger institutions with more customers will naturally generate more complaints in absolute terms. The more informative signals are the direction of the yearly trend shown above, the state-level concentration, and the ratio of monetary-relief closures to closed-without-relief outcomes. Together, these fields provide context for reading the published CFPB record; they do not establish wrongdoing or resolve an individual dispute.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers should consult a qualified attorney or financial advisor for guidance on a specific dispute.

Frequently Asked Questions

How many CFPB complaints does Berlin-Wheeler, Inc. (Kansas) have?

The CFPB has logged 423 complaints against Berlin-Wheeler, Inc. (Kansas) to date, of which 14 came in over the last 12 months.

Does Berlin-Wheeler, Inc. (Kansas) respond to complaints on time?

Berlin-Wheeler, Inc. (Kansas)'s CFPB timely-response rate is 99.8%. That puts it among the more responsive companies in the CFPB dataset.

What product generates the most complaints for Berlin-Wheeler, Inc. (Kansas)?

The most complained-about product for Berlin-Wheeler, Inc. (Kansas) is "Debt collection." You can view the full product breakdown on this page.

What is the most common complaint issue with Berlin-Wheeler, Inc. (Kansas)?

"Attempts to collect debt not owed" is the single most frequently cited issue in complaints against Berlin-Wheeler, Inc. (Kansas) - see all issues and counts above.

How do I file a complaint against Berlin-Wheeler, Inc. (Kansas)?

You can file a complaint against Berlin-Wheeler, Inc. (Kansas) directly with the CFPB at consumerfinance.gov/complaint. The CFPB will forward your complaint to the company and work to get you a response, typically within 15 days.

In how many states have consumers complained about Berlin-Wheeler, Inc. (Kansas)?

Consumers in 34 states and territories have filed complaints about Berlin-Wheeler, Inc. (Kansas) with the CFPB. This count includes the 50 states, DC, Puerto Rico, and smaller CFPB-tracked jurisdictions such as Guam, the U.S. Virgin Islands, and military postal codes (APO/FPO), which is why it can exceed the 52 states and territories that have a dedicated state page on this site.

Nationwide companies with similar complaint volume or dispute rates

Two CFPB peer sets for Berlin-Wheeler, Inc. (Kansas): nearest financial companies by total complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the product-category list below.

Similar dispute rates

Nearest companies by share of complaints marked disputed (3.6% here).

Also handles Debt collection

Other companies with the same primary CFPB product category on file.

Source: CFPB Consumer Complaint Database Data through March 2026