2026 data Public-data reference. official source

The Law Offices of Mitchell D. Bluhm & Associates

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

734
Debt Collection Complaints
85.9%
of All Complaints
99.4%
Timely Response
99.5%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 469
I do not know 168
Medical 52
Other debt 25
Credit card debt 16
Credit card 1
Non-federal student loan 1
Federal student loan 1
Other (i.e. phone, health club, etc.) 1

Top Complaint Issues

1.Attempts to collect debt not owed 327
2.Written notification about debt 177
3.False statements or representation 79
4.Incorrect information on your report 63
5.Took or threatened to take negative or legal action 55
6.Cont'd attempts collect debt not owed 30
7.Improper use of your report 28
8.Disclosure verification of debt 26
9.Communication tactics 22
10.Problem with a credit reporting company's investigation into an existing problem 21

Company Responses

Closed with non-monetary relief 850
Closed with explanation 4
Consumers who disputed the response 3.9%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2013 9
2014 20
2015 20
2016 13
2017 37
2018 37
2019 78
2020 85
2021 139
2022 150
2023 183
2024 81
2025 2

Complaints by State (Top 15)

Florida 295
Texas 99
Georgia 68
Ohio 54
Virginia 46
Louisiana 37
Pennsylvania 24
Illinois 20
Maryland 19
Alabama 19
Mississippi 17
California 17
Michigan 16
Arizona 12
South Carolina 11

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 93
Credit reporting or other personal consumer reports - Credit reporting 24
Credit reporting 2
Debt or credit management - Debt settlement 1
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for The Law Offices of Mitchell D. Bluhm & Associates

734 debt-collection complaints against The Law Offices of Mitchell D. Bluhm & Associates appear in the CFPB record - 85.9% of the 854 complaints filed about this entity. The 41 states and territories represented make this a nationwide operation by complaint volume. Consumers most frequently describe "Medical debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

The company's timely response rate is 99.4%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 99.5% ended with monetary or non-monetary relief to the consumer - a relatively high rate for this segment. Consumers formally disputed the company's response in 3.9% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does The Law Offices of Mitchell D. Bluhm & Associates have?

734 debt-collection complaints against The Law Offices of Mitchell D. Bluhm & Associates appear in the CFPB record - 85.9% of the company's total complaint volume.

Does The Law Offices of Mitchell D. Bluhm & Associates respond to complaints on time?

99.4% of the CFPB complaints against The Law Offices of Mitchell D. Bluhm & Associates get a response within the expected window. This is considered excellent.

Does The Law Offices of Mitchell D. Bluhm & Associates provide relief to consumers?

99.5% of resolved complaints against The Law Offices of Mitchell D. Bluhm & Associates were closed with some form of consumer relief (monetary or non-monetary). This is a relatively high relief rate.

What type of debt does The Law Offices of Mitchell D. Bluhm & Associates primarily collect?

Based on CFPB complaint records, The Law Offices of Mitchell D. Bluhm & Associates's primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against The Law Offices of Mitchell D. Bluhm & Associates?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is The Law Offices of Mitchell D. Bluhm & Associates active?

CFPB data shows consumer complaints against The Law Offices of Mitchell D. Bluhm & Associates from 41 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.