2026 data Public-data reference. official source

BTH Management

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Payday loan debt

CFPB collection forwarding receipt

Forwarded record DC-BTH-MANAGEMENT BTH Management

1,382 DC complaints · rank #84/656 · 98.8% timely

  • DC 1,382
  • RANK #84/656
  • TIMELY 98.8%
  • RELIEF 0.7%
  • DISPUTE 25%
  • STATES 47
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO The Receivable Management S…

Photo peer: The Receivable Management Services LLC (1,344)

The Receivable Management Se…1,344Franklin Collection Service,…1,440Monterey Financial Services …1,450BTH Management (this)1,382
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

BTH Management's 1,382 debt-collection complaints sit next to The Receivable Management Services LLC (1,344) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for BTH Management →

Debt Collection Complaint Breakdown

I do not know 865
Payday loan debt 237
Other debt 156
Credit card debt 48
Auto debt 39
Payday loan 16
Telecommunications debt 9
Other (i.e. phone, health club, etc.) 5
Medical debt 4
Rental debt 1
Credit card 1
Federal student loan debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 573
2.Written notification about debt 302
3.Took or threatened to take negative or legal action 207
4.Incorrect information on your report 198
5.False statements or representation 181
6.Improper use of your report 108
7.Problem with a company's investigation into an existing problem 69
8.Communication tactics 38
9.Electronic communications 29
10.Problem with a credit reporting company's investigation into an existing problem 26

Company Responses

Closed with explanation 1,805
In progress 15
Closed with non-monetary relief 11
Closed with monetary relief 2
Consumers who disputed the response 25%

Complaints by Year

Year Complaints
2016 14
2017 89
2018 101
2019 79
2020 67
2021 107
2022 30
2023 89
2024 242
2025 737
2026 278

Complaints by State (Top 15)

Texas 317
Louisiana 138
Georgia 136
Florida 134
South Carolina 119
Ohio 116
California 103
Tennessee 101
Alabama 76
Missouri 64
Virginia 63
North Carolina 43
Arizona 42
Michigan 38
Mississippi 36

What the CFPB Record Shows for BTH Management

PlainCredit places BTH Management at #84 of 656 debt collectors by CFPB debt-collection complaint volume (87th percentile), matching the Collectors directory ranking. BTH Management has 1,382 debt-collection complaints on file with the CFPB, which represents 75.4% of the 1,833 total complaints the Bureau has received about this entity. Reports have originated from consumers in 47 states and territories, making this a nationwide collection operation as measured by complaint volume. The most common debt type behind these complaints is "Payday loan debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 98.8% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. Of resolved cases, 0.7% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. The response was formally disputed in 25% of resolved cases, indicating how frequently the initial fix fell short.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for BTH Management → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for BTH Management: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Frequently asked questions

How many CFPB debt-collection complaints does BTH Management have?

1,382 debt-collection complaints name BTH Management in this CFPB extract - corpus rank #84/656.

Does BTH Management respond to CFPB complaints on time?

CFPB complaints against BTH Management show a 98.8% timely-response rate.

What issue do consumers cite most about BTH Management?

Consumers most often name "Attempts to collect debt not owed" when complaining about BTH Management.

How should I read BTH Management's CFPB complaint record?

These figures summarize what consumers filed with the CFPB about BTH Management. They are educational, not advice - see the debt-collection rights and CFPB filing guides for next steps on a live dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.