2026 data Public-data reference. official source

Forest Recovery Services LLC

A federal complaint-record lookup, not a rating from us.

Debt Collector, CFPB Complaint Profile Specializes in: Other debt

129
Debt Collection Complaints
87.2%
of All Complaints
98.6%
Timely Response
2%
Closed with Relief

Debt Collection Complaint Breakdown

I do not know 49
Other debt 34
Medical debt 27
Rental debt 9
Medical 4
Credit card debt 2
Auto debt 2
Other (i.e. phone, health club, etc.) 2

Top Complaint Issues

1.Attempts to collect debt not owed 62
2.Written notification about debt 26
3.False statements or representation 18
4.Took or threatened to take negative or legal action 13
5.Incorrect information on your report 9
6.Communication tactics 4
7.Improper use of your report 4
8.Cont'd attempts collect debt not owed 3
9.Problem with a credit reporting company's investigation into an existing problem 3
10.Problem with a company's investigation into an existing problem 3

Company Responses

Closed with explanation 145
Closed with non-monetary relief 3
Consumers who disputed the response 25%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 1
2015 2
2016 5
2017 5
2018 4
2019 6
2020 6
2021 10
2022 6
2023 12
2024 30
2025 46
2026 15

Complaints by State (Top 15)

Florida 40
Texas 25
Illinois 16
California 14
Georgia 10
New York 6
South Carolina 6
Ohio 5
Pennsylvania 3
Arizona 2
Wisconsin 2
Iowa 2
Indiana 2
North Carolina 2
Tennessee 2

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 11
Credit reporting or other personal consumer reports - Credit reporting 8
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Forest Recovery Services LLC

The CFPB has logged 129 debt-collection complaints against Forest Recovery Services LLC, 87.2% of the 148 complaints filed against this entity overall. Consumers in 24 states and territories have filed reports, putting this collection operation in multi-state territory by complaint volume. Consumers most frequently describe "Other debt" as the debt type behind their complaint about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 98.6% of forwarded complaints. That is at or above benchmark levels, pointing to an intake process working as intended. Of resolved cases, 2% closed with monetary or non-monetary relief to the consumer, which is a notably low relief ratio and worth weighing against the disputed-response percentage. In 25% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Forest Recovery Services LLC have?

Forest Recovery Services LLC has 129 debt collection complaints filed with the CFPB, representing 87.2% of all complaints against this company.

Does Forest Recovery Services LLC respond to complaints on time?

Forest Recovery Services LLC has a 98.6% timely response rate. This is considered excellent.

Does Forest Recovery Services LLC provide relief to consumers?

Forest Recovery Services LLC closed 2% of resolved complaints with some form of consumer relief, monetary or non-monetary.

What type of debt does Forest Recovery Services LLC primarily collect?

"Other debt" is the debt type Forest Recovery Services LLC is most associated with in CFPB complaint data - see the full breakdown above.

What rights do I have against Forest Recovery Services LLC?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Forest Recovery Services LLC active?

CFPB data shows consumer complaints against Forest Recovery Services LLC from 24 states and territories.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.