Monterey Financial Services LLC
Open-data reference.
Debt Collector, CFPB Complaint Profile Specializes in: Other debt
CFPB collection forwarding receipt
Forwarded record DC-MONTEREY-FINANCIAL Monterey Financial Services LLC
1,450 DC complaints · rank #82/656 · 100% timely
- DC 1,450
- RANK #82/656
- TIMELY 100%
- RELIEF 10.7%
- DISPUTE 25.7%
- STATES 52
- ISSUE Attempts to collect debt no…
- RESP Closed with explanation
- PHOTO TekCollect Inc.
Volume peers
Photo peer: TekCollect Inc. (1,451)
Monterey Financial Services LLC's 1,450 debt-collection complaints sit next to TekCollect Inc. (1,451) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Monterey Financial Services… →
Debt Collection Complaint Breakdown
Top Complaint Issues
Company Responses
Complaints by Year
| Year | Complaints |
|---|---|
| 2014 | 46 |
| 2015 | 62 |
| 2016 | 99 |
| 2017 | 122 |
| 2018 | 111 |
| 2019 | 103 |
| 2020 | 138 |
| 2021 | 157 |
| 2022 | 127 |
| 2023 | 148 |
| 2024 | 281 |
| 2025 | 523 |
| 2026 | 185 |
Complaints by State (Top 15)
What the CFPB Record Shows for Monterey Financial Services LLC
According to the CFPB Consumer Complaint Database as aggregated by PlainCredit, Monterey Financial Services LLC ranks #82 of 656 debt collectors by debt-collection complaint volume (88th percentile), using the same dc_complaints sort as the Collectors directory. Monterey Financial Services LLC has 1,450 debt-collection complaints on file with the CFPB, which represents 69% of the 2,102 total complaints the Bureau has received about this entity. Reports have originated from consumers in 52 states and territories, making this a nationwide collection operation as measured by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.
100% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That is at or above benchmark levels, pointing to an intake process working as intended. Among resolved cases, 10.7% ended with monetary or non-monetary relief to the consumer. In 25.7% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.
Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.
Full complaint profile for Monterey Financial Services LLC → · All debt collectors →
Nationwide collectors with similar complaint volume or dispute rates
Two CFPB peer sets for Monterey Financial Services LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.
Similar complaint volume
Nearest collectors by debt-collection complaint count (1,450 here).
Similar dispute rates
Nearest collectors by share of complaints marked disputed (25.7% here).
Frequently asked questions
How many CFPB debt-collection complaints does Monterey Financial Services LLC have?
1,450 debt-collection complaints name Monterey Financial Services LLC in this CFPB extract - corpus rank #82/656.
Does Monterey Financial Services LLC respond to CFPB complaints on time?
The timely-response rate for Monterey Financial Services LLC in this extract is 100%.
What issue do consumers cite most about Monterey Financial Services LLC?
The most-cited issue in complaints about Monterey Financial Services LLC is "Attempts to collect debt not owed."
How should I read Monterey Financial Services LLC's CFPB complaint record?
Monterey Financial Services LLC's profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.
Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data
Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.
Read our methodology - how this data is sourced, computed, and verified.