2026 data Public-data reference. official source

CL Holdings LLC

Sourced from the CFPB Consumer Complaint Database.

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Debt Collector, CFPB Complaint Profile Specializes in: Other debt

CFPB collection forwarding receipt

Forwarded record DC-CL-HOLDINGS-LLC CL Holdings LLC

29,060 DC complaints · rank #4/656 · 100% timely

  • DC 29,060
  • RANK #4/656
  • TIMELY 100%
  • RELIEF 5.1%
  • DISPUTE 7.6%
  • STATES 59
  • ISSUE Attempts to collect debt no…
  • RESP Closed with explanation
  • PHOTO CCS Financial Services, Inc.

Volume peers

Photo peer: CCS Financial Services, Inc. (18,942)

CCS Financial Services, Inc.18,942I.C. System, Inc.16,261Portfolio Recovery Associate…43,075CL Holdings LLC (this)29,060
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

CL Holdings LLC's 29,060 debt-collection complaints sit next to CCS Financial Services, Inc. (18,942) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for CL Holdings LLC →

Debt Collection Complaint Breakdown

I do not know 15,900
Other debt 4,226
Telecommunications debt 4,121
Credit card debt 3,238
Auto debt 699
Other (i.e. phone, health club, etc.) 348
Credit card 168
Payday loan debt 140
Medical debt 95
Rental debt 31
Private student loan debt 30
Auto 26
Non-federal student loan 16
Federal student loan debt 9
Medical 6
Federal student loan 3
Mortgage debt 2
Payday loan 2

Top Complaint Issues

1.Attempts to collect debt not owed 13,238
2.Written notification about debt 5,396
3.False statements or representation 4,303
4.Incorrect information on your report 4,282
5.Took or threatened to take negative or legal action 4,120
6.Improper use of your report 2,127
7.Problem with a company's investigation into an existing problem 1,309
8.Communication tactics 814
9.Electronic communications 401
10.Problem with a credit reporting company's investigation into an existing problem 334

Company Responses

Closed with explanation 35,563
Closed with non-monetary relief 1,814
In progress 153
Closed with monetary relief 112
Untimely response 1
Consumers who disputed the response 7.6%

Complaints by Year

Year Complaints
2013 33
2014 122
2015 170
2016 277
2017 421
2018 649
2019 673
2020 887
2021 1,322
2022 1,072
2023 1,942
2024 7,927
2025 15,538
2026 6,610

Complaints by State (Top 15)

Texas 5,438
Florida 4,084
Georgia 3,633
California 3,255
Illinois 1,696
Pennsylvania 1,482
South Carolina 1,404
Alabama 1,151
Ohio 1,141
New York 1,136
Michigan 1,051
Virginia 1,041
Louisiana 948
North Carolina 899
Maryland 842

What the CFPB Record Shows for CL Holdings LLC

PlainCredit places CL Holdings LLC at #4 of 656 debt collectors by CFPB debt-collection complaint volume (100th percentile), matching the Collectors directory ranking. 29,060 debt-collection complaints against CL Holdings LLC appear in the CFPB record - 77.2% of the 37,643 complaints filed about this entity. The 59 states and territories represented make this a nationwide operation by complaint volume. The most common debt type behind these complaints is "Other debt," which is the category consumers most often describe when they file a CFPB report about this collector. The single most-cited specific issue is "Attempts to collect debt not owed" - a useful starting point for understanding where the friction between this collector and consumers most frequently occurs.

Within the Bureau's 15-day response window, this company answers 100% of forwarded complaints. That clears the industry benchmark, a sign the intake process is functioning on schedule. 5.1% of resolved cases against this company closed with some form of consumer relief, a notably low ratio worth weighing against the disputed-response percentage. In 7.6% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for CL Holdings LLC → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for CL Holdings LLC: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (29,060 here).

CCS Financial Services, Inc. 18,942 I.C. System, Inc. 16,261 Portfolio Recovery Associates, LLC 43,075 Transworld Systems Inc 14,973

Similar dispute rates

Nearest collectors by share of complaints marked disputed (7.6% here).

Credit Bureau Collection Services, Inc. 7.5% Receivable Management Group, Inc. (GA) 7.5% C.Tech Collections, Inc. 7.7% Continental Services Group, Inc. d/b/a ConServe 7.7%

Frequently asked questions

How many CFPB debt-collection complaints does CL Holdings LLC have?

CL Holdings LLC has 29,060 debt-collection complaints in the CFPB Consumer Complaint Database, ranking #4 of 656 collectors by that volume.

Does CL Holdings LLC respond to CFPB complaints on time?

The timely-response rate for CL Holdings LLC in this extract is 100%.

What issue do consumers cite most about CL Holdings LLC?

Consumers most often name "Attempts to collect debt not owed" when complaining about CL Holdings LLC.

How should I read CL Holdings LLC's CFPB complaint record?

Treat the counts as a public complaint record, not a credit score or legal finding. Pair this page with PlainCredit guides on debt-collection rights and how to file a CFPB complaint if you have an active dispute.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.

Read our methodology - how this data is sourced, computed, and verified.