2026 data Public-data reference. official source

Love, Beal & Nixon, P.C.

Sourced from the CFPB Consumer Complaint Database.

Debt Collector, CFPB Complaint Profile Specializes in: Credit card debt

CFPB collection forwarding receipt

Forwarded record DC-LOVE-BEAL-NIXON-P- Love, Beal & Nixon, P.C.

181 DC complaints · rank #424/656 · 95.8% timely

  • DC 181
  • RANK #424/656
  • TIMELY 95.8%
  • RELIEF 1%
  • DISPUTE 21.1%
  • STATES 9
  • ISSUE Took or threatened to take…
  • RESP Closed with explanation
  • PHOTO Cawley & Bergmann, LLP

Photo peer: Cawley & Bergmann, LLP (181)

Cawley & Bergmann, LLP181M. G. Credit, Inc.182D2 Management LLC182Love, Beal & Nixon, P.C. (th…181
Debt-collection complaint volume neighbourhood (this collector + nearest volume peers)

Love, Beal & Nixon, P.C.'s 181 debt-collection complaints sit next to Cawley & Bergmann, LLP (181) on the volume neighbourhood; peer NAMES stay, and the receipt VALUES are this collector's. Full complaint profile for Love, Beal & Nixon, P.C. →

Debt Collection Complaint Breakdown

Credit card debt 74
I do not know 30
Credit card 30
Auto debt 17
Other debt 9
Other (i.e. phone, health club, etc.) 7
Auto 4
Private student loan debt 4
Mortgage 2
Payday loan debt 2
Telecommunications debt 1
Medical 1

Top Complaint Issues

1.Took or threatened to take negative or legal action 43
2.Attempts to collect debt not owed 42
3.Written notification about debt 24
4.False statements or representation 17
5.Cont'd attempts collect debt not owed 17
6.Taking/threatening an illegal action 15
7.Disclosure verification of debt 13
8.Communication tactics 7
9.Improper use of your report 5
10.Improper contact or sharing of info 2

Company Responses

Closed with explanation 190
Closed with non-monetary relief 2
Consumers who disputed the response 21.1%

Complaints by Year

Year Complaints
2014 17
2015 16
2016 18
2017 11
2018 5
2019 9
2020 11
2021 12
2022 10
2023 20
2024 18
2025 39
2026 6

Complaints by State (Top 15)

Oklahoma 155
Arkansas 24
Florida 5
Texas 2
Colorado 2
Utah 1
California 1
New York 1
North Carolina 1

What the CFPB Record Shows for Love, Beal & Nixon, P.C.

Love, Beal & Nixon, P.C. sits at #424 of 656 debt collectors in this extract by debt-collection complaint volume (36th percentile), the same ordering shown on /collectors. 181 debt-collection complaints against Love, Beal & Nixon, P.C. appear in the CFPB record - 94.3% of the 192 complaints filed about this entity. The 9 states and territories represented make this a geographically focused operation by complaint volume. "Credit card debt" is the debt type named most often in complaints against this collector, the category consumers reach for most when filing a CFPB report. "Took or threatened to take negative or legal action" comes up most often as the specific issue cited - worth a look for anyone trying to spot this collector's recurring pain point.

The company's timely response rate is 95.8%, meaning that share of CFPB-forwarded complaints received a reply within the 15-day window the Bureau expects. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 1% ended with monetary or non-monetary relief to the consumer - a notably low rate worth weighing against the dispute percentage. Consumers formally disputed the company's response in 21.1% of resolved cases, signalling how often the initial resolution failed to satisfy the complainant.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Full complaint profile for Love, Beal & Nixon, P.C. → · All debt collectors →

Nationwide collectors with similar complaint volume or dispute rates

Two CFPB peer sets for Love, Beal & Nixon, P.C.: nearest debt collectors by debt-collection complaint volume and by the share of complaints consumers mark as disputed. These are cross-firm neighborhoods, not the volume strip on the forwarding receipt above.

Similar complaint volume

Nearest collectors by debt-collection complaint count (181 here).

Similar dispute rates

Nearest collectors by share of complaints marked disputed (21.1% here).

Frequently asked questions

How many CFPB debt-collection complaints does Love, Beal & Nixon, P.C. have?

181 debt-collection complaints name Love, Beal & Nixon, P.C. in this CFPB extract - corpus rank #424/656.

Does Love, Beal & Nixon, P.C. respond to CFPB complaints on time?

The timely-response rate for Love, Beal & Nixon, P.C. in this extract is 95.8%.

What issue do consumers cite most about Love, Beal & Nixon, P.C.?

"Took or threatened to take negative or legal action" is the leading issue tag on Love, Beal & Nixon, P.C.'s CFPB complaint record.

How should I read Love, Beal & Nixon, P.C.'s CFPB complaint record?

Love, Beal & Nixon, P.C.'s profile is a CFPB data extract for research. For rights and filing mechanics, use the debt-collection rights and how-to-file-CFPB-complaint guides on this site.

Related guides: Debt collection rights · How to file a CFPB complaint · Reading CFPB complaint data

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.