2026 data Public-data reference. official source

Direcmanagement, Inc.

Open-data reference.

Debt Collector, CFPB Complaint Profile Specializes in: Medical debt

69
Debt Collection Complaints
67%
of All Complaints
98.1%
Timely Response
36.9%
Closed with Relief

Debt Collection Complaint Breakdown

Medical debt 41
I do not know 10
Other debt 8
Medical 4
Auto debt 3
Credit card debt 2
Rental debt 1

Top Complaint Issues

1.Attempts to collect debt not owed 29
2.Incorrect information on your report 15
3.Written notification about debt 14
4.Problem with a credit reporting company's investigation into an existing problem 11
5.Took or threatened to take negative or legal action 9
6.False statements or representation 8
7.Problem with a company's investigation into an existing problem 5
8.Cont'd attempts collect debt not owed 3
9.Improper use of your report 3
10.Communication tactics 3

Company Responses

Closed with explanation 65
Closed with non-monetary relief 37
Closed with monetary relief 1
Consumers who disputed the response 0%
Credit utilization context for debt-collection consumers

Most consumers facing collection complaints carry utilization in the Fair-Poor band. FICO bands per myFICO + Experian guidance.

Ideal (+0 to +10)0-10Healthy (~0 to -10)10-30Moderate (-10 to -30)30-50High (-30 to -50)50-75Very high (-50 to -70)75-100Maxed (-70 to -100+)100-12030%

FICO impact ranges synthesize myFICO + Experian + Equifax consumer-education materials. Individual results vary.

Complaints by Year

Year Complaints
2014 1
2015 1
2016 2
2017 10
2018 10
2019 3
2020 9
2021 14
2022 12
2023 13
2024 8
2025 19
2026 1

Complaints by State (Top 15)

Alabama 82
Georgia 6
Minnesota 4
Colorado 2
Florida 2
New Jersey 1
Louisiana 1
North Carolina 1
Mississippi 1
Ohio 1
Texas 1
Maryland 1

Other Complaint Types

Credit reporting, credit repair services, or other personal consumer reports - Credit reporting 23
Credit reporting or other personal consumer reports - Credit reporting 11
Your Rights with Debt Collectors

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, and deceptive collection practices.

  • Request written verification of any debt within 30 days of first contact
  • Dispute a debt if you believe it is incorrect or does not belong to you
  • Demand the collector stop contacting you (in writing)
  • File a complaint with the CFPB at consumerfinance.gov/complaint

What the CFPB Record Shows for Direcmanagement, Inc.

69 debt-collection complaints against Direcmanagement, Inc. appear in the CFPB record - 67% of the 103 complaints filed about this entity. The 12 states and territories represented make this a geographically focused operation by complaint volume. The most common debt type behind these complaints is "Medical debt," which is the category consumers most often describe when they file a CFPB report about this collector. The specific issue named most is "Attempts to collect debt not owed," a reasonable starting point for understanding recurring friction with this collector.

98.1% of CFPB-forwarded complaints against this company get a reply inside the Bureau's 15-day window. That figure meets the industry benchmark and indicates an intake process that is functioning on schedule. Among resolved cases, 36.9% ended with monetary or non-monetary relief to the consumer - a relatively high rate for this segment. In 0% of resolved cases, the consumer formally disputed the response - a rough measure of how often the first resolution missed the mark.

How to read these numbers, and what to do if you're disputing a charge

Complaint volume alone does not prove wrongdoing, larger collection portfolios naturally produce more complaints, but the combination of timely-response rate, relief ratio, and dispute rate above gives a reasonable empirical picture of how this collector handles consumer interactions. Anyone in active dispute with this company should keep written records, use certified mail for verification requests (see your FDCPA rights above), and consider filing a CFPB complaint if standard resolution channels stall.

Educational data summary, not financial or legal advice. Individual complaint outcomes vary. Consumers with an active dispute should consult a qualified consumer-protection attorney.

Frequently Asked Questions

How many debt collection complaints does Direcmanagement, Inc. have?

Direcmanagement, Inc. has 69 debt collection complaints filed with the CFPB, representing 67% of all complaints against this company.

Does Direcmanagement, Inc. respond to complaints on time?

Direcmanagement, Inc. has a 98.1% timely response rate. This is considered excellent.

Does Direcmanagement, Inc. provide relief to consumers?

Direcmanagement, Inc. closed 36.9% of resolved complaints with some form of consumer relief, monetary or non-monetary. This is a relatively high relief rate.

What type of debt does Direcmanagement, Inc. primarily collect?

Based on CFPB complaint records, Direcmanagement, Inc.'s primary debt type is "Medical debt"; the complete breakdown is shown above.

What rights do I have against Direcmanagement, Inc.?

Under the Fair Debt Collection Practices Act (FDCPA), you can request written debt verification within 30 days, dispute debts you believe are incorrect, demand the collector stop contacting you in writing, and file a complaint with the CFPB at consumerfinance.gov/complaint.

In how many states is Direcmanagement, Inc. active?

Direcmanagement, Inc. has received consumer complaints from 12 states and territories, based on CFPB data.

Source: Consumer Financial Protection Bureau Consumer Complaint Database · Q1 2026 Complaints filed against firms, not individuals. Data through March 2026.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the CFPB Consumer Complaint Database. Consult a qualified professional before making decisions based on this data.